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UK national in the EU: what you need to know

Discuss your questions about the EU and Brexit and what it means for Quesada and Spain

UK national in the EU: what you need to know

Postby Paulr » Sat Sep 30, 2017 12:15 pm

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Re: UK national in the EU: what you need to know

Postby mondo » Sat Sep 30, 2017 12:32 pm

Thank you Kim..

Seems there is still no change... no decisions, no plans, no confirmation, no idea.....

..We will just wait and see what happens when we leave the EU..and trust this well organized and competent government..

.. :text-lol:

..
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Re: UK national in the EU: what you need to know

Postby Paulr » Sat Sep 30, 2017 7:15 pm

If you read the various iterations of the Technicals Notes, you can see the progress made, but I guess what concerns most of us who live here permanently is the lack of response from the EU. Theresa May has previously said that EU nationals who have lived permanently in the UK for at least 5 years, will be entitled to remain in the UK and will not have to go through the full residency application process, which suggests that those EU nationals who have lived in the UK LESS than 5 years WILL have to go through the full application process. She's called for European member states to reciprocate for UK nationals living in other European countries - a definitive response on that point from the EU is what I'm waiting for...... But I'm not clear whether Michel Barnier has the mandate to negotiate that point on behalf of the whole of the EU, or whether he has to go back to the individual member states to gain agreement to it. Whilst each side is blaming the other for prevarication, they seem to have lost sight of those most affected by it - us! :roll:
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Re: UK national in the EU: what you need to know

Postby Paul - TV Techie » Mon Oct 23, 2017 9:52 am

Looks like we'll be ok in Spain

http://www.bbc.com/news/uk-politics-41714435
Brexit: Expats given 'no disruption' pledge by Spanish government
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Re: UK national in the EU: what you need to know

Postby jpeg » Mon Oct 23, 2017 2:10 pm

:)
Paul - TV Techie wrote:Looks like we'll be ok in Spain

http://www.bbc.com/news/uk-politics-41714435
Brexit: Expats given 'no disruption' pledge by Spanish government



Come on Paul since when did you of all people start beleiving in politicians :)
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Re: UK national in the EU: what you need to know

Postby Paulr » Mon Oct 23, 2017 2:28 pm

The agreement to be reached is between the UK and the EU, not individual members states, but if Spain is already minded to make it as easy as possible for Brits post-Brexit, then hopefully they will be allowed to do so within the auspices of whatever agreement the EU/UK finally come to.

In response to the UK government's offer, the EU has now said that they will reciprocate, i.e. Brits who have been permanent residents in Spain for a minimum of 5 years will have what is regarded as "settled" status and will not have to go through the full immigration application process to remain, and those of us who have been resident less than 5 years will have to go through the full application process.

However, the EU has been criticising member states who are not efficiently collecting taxes and instructed them to get revenue collection sorted as a priority, in line with the FATCA regulations from the USA that have now been rolled out across the EU. It seems to me that the issue of new "third country" IDs for Brits would be the perfect time for Spain to check that we've all been declaring our worldwide assets and paying Spanish tax on them. Although, even then, I don't think they'll want to kick anyone out - well, not without collecting their back taxes and huge fines first! :clap:
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Re: UK national in the EU: what you need to know

Postby Paul - TV Techie » Thu Oct 26, 2017 11:14 am

Come on Paul since when did you of all people start beleiving in politicians :)
Well I can't argue that point - even about my favourite politician Mr. Trump. :roll: that's sarcasm for any Americans reading...But in this instance I do believe the majority of us expats, are safe and do not need to worry about going back to the UK.

There is a squeeze going on with tax collection and banks co-operating a little better between themselves.

10 years ago, I could have bought a house or a car in cash, any amount - no questions asked. Now €1000 in cash, rest must be through bank and had to prove working / employed / social security to justify where I had the money from :shock: Really strict - new car....But dealers being told no large sums of cash....

One of our technicians who flits between here and UK stressing as his Spanish bank wrote to his UK bank, which he had no idea how they knew what bank he was with overseas....then asked for details of assets in the UK !!!

So days of 'dodgy dealing' are numbered. Of course only for the 'people', politicians have their own rule sets and steal far more.

Would suggest anyone hiding anything financially or big assets overseas, either get yourself a good accountant fast and get yourself protected / declare to authorities. Chances are they will catch up with you at some point - although you would be about ten millionth in line, so may take a while to surface...

I believe those who work here & long term residents will be fine - we do contribute financially and the bottom line always stops.....at the bottom line... :D Those who have been here for 10 years and not sorted out any paperwork, now might be the time to pull your finger out.
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Re: UK national in the EU: what you need to know

Postby mondo » Thu Oct 26, 2017 12:12 pm

I never thought that Spain would send everyone back...

For most people (especially the retired) are more concerned with continuing health care...and that has not been settled at all..

Also the annual pension increase and that has not even been spoken about... and that is solely in the hands of the UK... so why no comments on that subject?.. I know 5 quid a week does not seem much, but accumulate that over 5 or ten years and you have a significant amount to lose when added to the falling pound...

..
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Re: UK national in the EU: what you need to know

Postby Paulr » Fri Oct 27, 2017 3:51 pm

I think all politicians are the same, irrespective of which Party they represent - even the ones that go into politics, thinking they can change the world, realise how difficult it is to change the status quo and end up as self-serving as the rest of them.

Before we came to Spain, my wife thought she'd thoroughly researched all the angles, but since moving here, we've discovered:

- In 2015, David Cameron did a deal with the Spanish Government which allows Spain's Agencia Tributaria (Tax Authority) to take UK Government pensions into account when calculating the tax band we sit in. Bear in mind that these types of pensions have to, by Law, be taxed in the UK and, under the Dual Taxation Agreement between the UK and Spain, we're not supposed to be taxed on the same asset twice - BUT taking my pension into account in Spain pushes me into a higher tax bracket, so I am, effectively, being taxed twice.

- The UK Government also made changes to calculating our UK old age pensions. In January 2016, using the calculator on the Gov.UK website, both my wife and I, with 41 and 43 years uninterrupted, full NI contributions repectively, had paid more than enough to qualify for the full state pension. A similar calculation my wife carried out in May 2016 showed us both having a shortfall of 2 years each. When she phoned the National Insurance department to query how the Government's own calculator could make this mistake, she was told that the Government had made changes to the NI calculations and so yes, we did indeed have a 2 year shortfall. She queried it again, because our financial advisor had even congratulated her on the level of contributions she had made over the course of her 41 year career. Surely he would have known about the upcoming changes due to take effect in April 2016? The response? "The Government didn't publicise it much...."! She was also told that the qualifying period had dropped from 40 years to 35 years, so with a 2 year shortfall, they have effectively wiped off 10 years of each of our contributions. So having worked all our adult lives with no career breaks and paying more than our fair share into the system, thinking we could reap the rewards of our hard work by retiring a little early, we now have no way of making up the shortfall, other then returning to work in the UK. And the final insult? The NI department said we could pay for the 2 years shortfall by way of a lump sum payment (about £1,600 each), but if they've made a mistake and we overpay, we won't be entitled to a refund! :shock: So if you're ever tempted to say, "Spain....they're always changing the rules", I'm afraid the UK is exactly the same :roll:
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