Sabadell

I have just been to the Sabadell bank as they took 80€ out under the heading "INTEREST or COMMISSION" in the last quarter. The bank said as we no longer have our monthly pension transfered (cancelled it due to the exchange rate drop ) there are now charges and he said with a credit card payments you get the first 9 transactions free then after that they charge .60c per transaction so it soon mounts up .
On top of that we pay 28€ a year for the privilage of having the card .....so they charge you for the card and again when you use it looks like a win win for them .......any cheaper banks out there ????

I have checked my statement at the start of the year we were paying €15 a quarter then it went to €24 now being charged €30 it’s a pain why should the charge be so high we don’t get anything for this they don’t even post us a statement
Does anyone know the chargers for the other banks