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Car insurance cancelation

Car insurance cancelation

Postby Stephen47 » Tue Jun 13, 2017 3:27 pm

Need some advice.

We are selling our at the end of this week. I made contact with our car insurance agent and made them aware of this.
We paid our annual premium for 2017-18 in May of this year.
I presumed this would be a fairly simple affair, whereby the insurance company refunded the portion of unused insurance that is to say 10 months.
I am getting rather strange replies from them.
Does anyone have any experience of this?
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Re: Car insurance cancelation

Postby Tootandploot » Tue Jun 13, 2017 4:13 pm

Our experience has been that there is no refund policy
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Re: Car insurance cancelation

Postby Lisaofspurs » Tue Jun 13, 2017 5:37 pm

Same here we cancelled our policy over the phone two months before renewal, they still took the money and when asked about this they said we should have asked for a cancellation form. So don't hold out much hope of a refund.
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Re: Car insurance cancelation

Postby jamiep » Tue Jun 13, 2017 6:35 pm

Depends who you are with i have alaays been refunded from liberty

Recently had my uk registered motorhome insured with them and after six months i put it on a sorn notice as it was parked up an i knew i would not be using it for a while

Once i supplied proof i was refunded around 45% of original policy cost so was pleasantly suprised

U should contact the company direct not the elusive broker
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Re: Car insurance cancelation

Postby geoffllo » Wed Jun 14, 2017 7:04 am

Don't know about your Insurers, but certainly with Liberty, they require proof that you have sold the vehicle, such as a copy of the Permiso de Circulación with the new owner's name on or the Contrato de Compraventa.

Geoff.
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Re: Car insurance cancelation

Postby martin7jones » Wed Jun 14, 2017 8:34 am

Jamiep. Be aware that a sorn notice is not valid here in Spain.
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Re: Car insurance cancelation

Postby kathyl » Wed Jun 14, 2017 8:35 pm

When I sold my car they transfered the insurance to the new car and I paid the difference. You don't get a refund
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Re: Car insurance cancelation

Postby geoffllo » Thu Jun 15, 2017 5:42 am

I've just sold my motorbike. Liberty wanted proof of the sale, but they then advised a refund of €106, which they will be crediting to my bank account.
Geoff
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Re: Car insurance cancelation

Postby scubydoo » Thu Jun 15, 2017 6:05 am

Some companies do not refund but may transfer, Liberty will definately refund on proof of sale as stated previously you should always check this when taking out a policy in Spain as they are a law unto themselves.
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Re: Car insurance cancelation

Postby GLASSMAN » Mon Jun 26, 2017 3:02 pm

Liberty, refund if you follow the rules and show proof of sale. just done it this morning and they,ve told me the refund will go into my bank a/c.
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