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Insurance for funeral

Insurance for funeral

Postby helenchap56 » Mon Feb 27, 2017 3:50 pm

Can anyone tell me which is best please a funeral plan, or insurance plan for funeral expenses and best and cheapest companies and plans please
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Re: Insurance for funeral

Postby Andrew Hardy » Mon Feb 27, 2017 5:26 pm

we had a quote from the insurance centre recently which seemed reasonable
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Re: Insurance for funeral

Postby shemarg » Mon Feb 27, 2017 5:28 pm

I have a good insurance policy with Helvetia. A friend recommended them who had cause to use their services and was impressed
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Re: Insurance for funeral

Postby steve2577 » Mon Feb 27, 2017 9:23 pm

Rocomar sant Lucia or golden leaves
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Re: Insurance for funeral

Postby youbedizzy » Tue Feb 28, 2017 8:44 am

avalon mine was 3500 euros
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Re: Insurance for funeral

Postby mondo » Tue Feb 28, 2017 9:21 am

Funeral plans are okay ... if you can guarantee the company to still be trading in 30 years time..

I use Generali insurance which pays for the funeral and also helps you through the funeral details of your lost one.. ours is about 30 euros a month for two..If they go bust I won´t lose much, I´ll just move to another company..If Golden Leaves goes bust, you will have to pay another 3,500 euros to another company..

..
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Re: Insurance for funeral

Postby Spikeyhair » Tue Feb 28, 2017 8:11 pm

Golden leaves...tried and tested, no hassle, no complications, reassuring and comforting service.
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Re: Insurance for funeral

Postby donaduo » Tue Feb 28, 2017 8:26 pm

mondo wrote:If they go bust I won´t lose much


No? What about all those 30€ payments? If your insurer goes belly up in, say, 25 years, that's 9000€ down the drain. And by then, an alternative provider's premium will be sky high, especially as now, you'll be twenty five years older. The Actuaries will have a field day.

Whereas with Avalon, your money is held in trust against such an event. My recent 3600€ (per person) purchase appears an eminently more sensible proposition.
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Re: Insurance for funeral

Postby Spikeyhair » Tue Feb 28, 2017 8:33 pm

So does golden leaves.
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Re: Insurance for funeral

Postby mondo » Wed Mar 01, 2017 6:46 am

Part of buying a plan of any kind is the help you get when one of you dies. It is a stressfull time and people do not think clearly, it is a different system to the Uk and you wull likely need help getting through the system..

Even if the MONEY is held in escrow... will anyone help you through the funeral process..?..
If the company goes under... will anyone actually tell you where the money is?..how to access it in an emergency?... how fast can you access it..?

In the the end it is a personal choice.. but before spending 7,000 euros (for two).. think of, and understand the risks and the alternatives..

that´s all..
8-)
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