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Bank Account To Open
Bank Account To Open
by Niktam » Mon Sep 27, 2021 1:36 pm
I am a non resident who does not pay in regular amounts monthly to our account. Which new account is the cheapest /best account to open looks like Wise or Cajamar(but when you start the application you have to be a resident)?
I can if necessary keep a resonable balance in the account my fees with the (you know who Spanish bank) are too high and (they told us recently)when I use Transfer wise to pay into the account from the UK I will get charged every time as well.
Many thanks
I can if necessary keep a resonable balance in the account my fees with the (you know who Spanish bank) are too high and (they told us recently)when I use Transfer wise to pay into the account from the UK I will get charged every time as well.
Many thanks
- Niktam
- Posts: 224
- Joined: Sat Dec 20, 2014 9:33 pm
- Which part of Spain are you from?: Benimar
- Gender: Male
Re: Bank Account To Open
by jpeg » Mon Sep 27, 2021 2:12 pm
Wise give you a Belgium Iban account so it is in EU and you should not get charged I do it at least 6 times a month with sabadell no charge
https://wise.com/invite/u/frederickp1
https://wise.com/invite/u/frederickp1
- jpeg
- Posts: 9392
- Joined: Tue Jun 27, 2017 11:24 am
- Which part of Spain are you from?: Dolores
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Re: Bank Account To Open
by Iancorker » Tue Sep 28, 2021 7:43 am
With Wise you can hold money in different currencies, for example Pounds, Euros an US Dollars. Each is in a separate account So if you Add £s you can then transfer money to your € account in Wise. The € account is in Belgium, so there are no fees paying into a € account in Spain. The cost of converting money is minimal.
If you buy something in Spain with your Wise card the money automatically goes from your Euro account.
If you buy something in Spain with your Wise card the money automatically goes from your Euro account.
- Iancorker
- Posts: 193
- Joined: Sat Dec 03, 2016 7:43 am
- Which part of Spain are you from?: Algorfa
- Gender: Male
Re: Bank Account To Open
by cdavey » Tue Sep 28, 2021 9:34 am
I have just opened a Cajamar account. I am non-resident (of 20 years who became disillusioned with other Spanish banks) and my understanding is that there are no charges as long as you have a cash card (for their ATMs) and not credit/debit cards. For non-cash purchases I use Starling, topped up from my UK main account - no charges and inter-bank exchange rates. Hope this helps
- cdavey
- Posts: 82
- Joined: Fri Jul 24, 2020 10:43 am
- Which part of Spain are you from?: Rojales Hills
- Gender: Male
Re: Bank Account To Open
by Niktam » Tue Sep 28, 2021 2:25 pm
- When you apply for a Wefferent account with Cajarmar online the first thing that pops up are the key points the forth of which states:-
- Be of legal age and resident in Spain
- Was this not an issue when you opened the account and did you do it on line?Thanks
- Niktam
- Posts: 224
- Joined: Sat Dec 20, 2014 9:33 pm
- Which part of Spain are you from?: Benimar
- Gender: Male
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