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Bank Charges

Re: Bank Charges

Postby Espanabums » Sat Jan 23, 2021 4:11 pm

jpeg wrote:
Only if your account balance falls below 0
https://www.bancsabadell.com/cs/Satelli ... 505022/en/

Additional advantages

If you are between 18 and 29 years old, the maintenance fee will be 0 euros, if the account has a positive balance. NIR yield 0%, APR 0%.
If you directly deposit your pension 1, the maintenance fee will be 0 euros, if the account has a positive balance. NIR yield 0%, APR 0%.

Application to change direct payment of salary
If the account has a balance of less than €0 during the settlement period, the following maintenance and administration fees will apply:
• Maintenance Commission for the Expansión Account: €30 a quarter Yield: NIR 0%, APR: -4,714%, calculated for a case in which an average balance of €2,500 is continuously maintained for 1 year. The account is settled on a quarterly basis.
• Account administration fee: €0.80 per entry.



Steve This state there is a maintenance and admin fee of 30Euro per quarter and admin fee of 0.80 euro per entry[/quote]
Steve & Jill, Torrevieja
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Re: Bank Charges

Postby Paul M » Fri Jan 29, 2021 11:55 pm

Sabadell are just crooks! Their website clearly states AND their branch staff tell you verbally that their ‘Expansion account’ is FREE if you deposit your UK state pension over €700 monthly.

We have both been charged €15 per quarter each on our expansion accounts despite our pensions being paid directly from DWP and we have complained to Sabadell several times.Their response is just the usual couldn’t give a toss attitude we have unfortunately come to expect from so called service industries in Spain!

Sabadell reply: Your account has been settled quarterly, applying the conditions in force for it.

That’s it, no explanation, no apology for lying to us, no interest in resolving a customer complaint asking the perfectly reasonable question, why we are being charged for a supposedly FREE account?

We also got hit for the €18 minimum for transferring €250 from Moneycorp to sabadell in a separate transaction. I’ll be checking out TransferWise this weekend.
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Re: Bank Charges

Postby jpeg » Sat Jan 30, 2021 1:13 am

use this link and first transfer totally free

https://wise.com/invite/u/frederickp1
Last edited by jpeg on Thu Apr 08, 2021 8:52 am, edited 1 time in total.
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Re: Bank Charges

Postby trevali27 » Thu Apr 08, 2021 8:35 am

Have to go back to the uk for a couple of months, does anyone know if i will be able to use my caixa bank card at the atms over there, Also what the charges are likely to be, Many thanks in advanco of any replies
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Re: Bank Charges

Postby cheflady » Thu Apr 08, 2021 12:47 pm

Definitely TransferWise,/Wise everytime very good exchange rate & cheap commission. Wouldn't use anyone else!
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Re: Bank Charges

Postby Katedaya » Wed Sep 15, 2021 9:44 am

I am also with Sabadell. I was in Spain 2 weeks ago . They had changed my bank to Another village.I went in to do payments and could not speak to anyone in English. So I could not do what I wanted. Do you know if there is an email address I can send to and get a reply in English.I also done 2 transfers and was charged 18 euros each. And I transferred it in euros.I also got charged 30 euros for having a card.
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Re: Bank Charges

Postby suzi wong » Thu Sep 16, 2021 6:00 pm

Katedaya wrote:I am also with Sabadell. I was in Spain 2 weeks ago . They had changed my bank to Another village.I went in to do payments and could not speak to anyone in English. So I could not do what I wanted. Do you know if there is an email address I can send to and get a reply in English.I also done 2 transfers and was charged 18 euros each. And I transferred it in euros.I also got charged 30 euros for having a card.


Katedaya open a wise account,change all your d/debits,close Sabadell & you’ll probably be more than €200 a year better off.
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