Join Talk Quesada
Welcome to Talk Quesada! My name's Alex and this is my website all about Ciudad Quesada in Spain. Talk Quesada is free to sign up and use so register below!
bank commission/admin charges cap
bank commission/admin charges cap
by andyrad » Mon Mar 11, 2019 4:56 pm
Hi there, does anyone know if the new charges cap will also apply to non resident sabadell key accounts? or any non resident acocunts?
- andyrad
- Posts: 3
- Joined: Fri Jul 10, 2015 7:12 pm
Re: bank commission/admin charges cap
by daz » Mon Mar 11, 2019 9:50 pm
Why bother checking for caps, just change to a bank with an account that doesn’t charge you a penny, I’ve had one for well over a year, not a penny charged, and I don’t need to constantly check either. Just go and ask.
- daz
- Posts: 718
- Joined: Sun Dec 11, 2016 9:53 pm
- Which part of Spain are you from?: Entre Naranjos
- Gender: Male
Re: bank commission/admin charges cap
by andyrad » Mon Mar 11, 2019 10:46 pm
andyrad wrote:Hi there, does anyone know if the new charges cap will also apply to non resident sabadell key accounts? or any non resident acocunts?
i am not checking for caps, i am simply asking if the change in law applies to non resident accounts. I dont know what bank you use or your personal circumstances but your reply was rather pointless and unhelpful.
- andyrad
- Posts: 3
- Joined: Fri Jul 10, 2015 7:12 pm
Re: bank commission/admin charges cap
by Flamencox » Tue Mar 12, 2019 7:57 am
I am a non resident and changed to Bankia in the high street last summer, they do not charge any fees. A huge saving for non residents
- Flamencox
- Posts: 53
- Joined: Tue Feb 07, 2017 10:05 pm
- Which part of Spain are you from?: Quesada
- Gender: Female
Re: bank commission/admin charges cap
by tinak » Tue Mar 12, 2019 8:50 am
Hi Flamencox, I am with Bankia, non resident and get charged 15 euros a quarter! so what account do you have with them please?
- tinak
- Posts: 251
- Joined: Wed Nov 26, 2014 1:11 pm
- Which part of Spain are you from?: dona pepa
- Gender: Female
Re: bank commission/admin charges cap
by Paulr » Tue Mar 12, 2019 12:43 pm
andyrad wrote:andyrad wrote:Hi there, does anyone know if the new charges cap will also apply to non resident sabadell key accounts? or any non resident acocunts?
i am not checking for caps, i am simply asking if the change in law applies to non resident accounts. I dont know what bank you use or your personal circumstances but your reply was rather pointless and unhelpful.
Well said, andyrad!
Daz, why brag about your free account, but not share the bank name and account type with the forum??
-
Paulr - Posts: 1122
- Joined: Fri Jan 13, 2017 11:52 am
- Which part of Spain are you from?: Formentera
- Gender: Male
Re: bank commission/admin charges cap
by daz » Wed Mar 13, 2019 10:07 pm
lol it aint no secret, and nowt nasty about what I put, and as for bragging?? bless ya, we just gotta laugh. ive offered several answers for fee free accounts on this site, do a search. and I simply said go and ask about one, no need to be asking about fee changes. Santander zero account is the one I have, but not everybody wants the same. other banks offer a similar fee free account if you jump through some basic hoops. I don't know what else to say.
….just tip toeing out of the room now …...lets hope I make it to the door. feel free to ask what ever you like. if I can answer, I will.
….just tip toeing out of the room now …...lets hope I make it to the door. feel free to ask what ever you like. if I can answer, I will.
- daz
- Posts: 718
- Joined: Sun Dec 11, 2016 9:53 pm
- Which part of Spain are you from?: Entre Naranjos
- Gender: Male
Re: bank commission/admin charges cap
by Paul58 » Wed Mar 13, 2019 11:03 pm
daz wrote:lol it aint no secret, and nowt nasty about what I put, and as for bragging?? bless ya, we just gotta laugh. ive offered several answers for fee free accounts on this site, do a search. and I simply said go and ask about one, no need to be asking about fee changes. Santander zero account is the one I have, but not everybody wants the same. other banks offer a similar fee free account if you jump through some basic hoops. I don't know what else to say.
….just tip toeing out of the room now …...lets hope I make it to the door. feel free to ask what ever you like. if I can answer, I will.
...Just as I thought that someone had useful a fee free account I now find he had to jump through more than the usual hoops!
Santander Zero account = €600 per month income + debit /credit card to be used at least 6 times per quarter + 3 direct debits..... At least it's only the €700 income with Sabadell expansion account.
BTW Neither of these accounts are "fee free" if you have to "jump through some basic hoops".
To original poster: I do hope that the new charges cap will apply to non residents.
- Paul58
- Posts: 881
- Images: 0
- Joined: Thu Sep 13, 2018 10:21 pm
- Which part of Spain are you from?: Rojales
- Gender: Male
Re: bank commission/admin charges cap
by Ian2009 » Wed Mar 13, 2019 11:52 pm
If it helps I got this reply today from Bankia about their Cuenta On Account - it is an online account but you do get a debit card and it looks genuinely free with minimum hoops to jump through. I sent a further e-mail ask if they would change / take over my direct debits and do it for me as they do in the U.K. - but they replied to say I have to do that myself.
*************************************************************************
https://www.bankia.es/en/retail-banking/accounts-and-cards/accounts/cuenta-on
Dear Mr.Palmer,
Thank you very much for contacting us.
In response to your inquiry we inform you that you don´t have to be resident to have free banking.
You can have an Cuenta on for free accomplishing one of these conditions:
What are the commitments?
The conditions of use and digital profile to enjoy all the advantages of the ON_Account are very simple:
• To be a person over 18 years of age.
• All our correspondence will be paperless, so you'll be helping the environment.
• Give us details of your mobile phone and email.
• Accept commercial messages. We have very good things to offer you and we don't want you to miss them.
• The management of your account must be 100 % in digital service channels (Bankia Online, App and ATMs). Withdrawals of over € 600 are exempt from this condition. They can be made at branches, as can cheque deposits, without losing the benefits of the ON_Account(2).All the account holders should have digital profile
So, you can change the situation online. In order to accept commercial messages you have to access online select the option “Profile” located in the upper right corner. Then choose “Personal information” and “Disclosure data”. You have to check all the items in the list and press continue.
For any additional enquiries, do not hesitate to get in touch with us in the following email[url=mailto:[email protected]][email protected][/url], or by phone[url=tel:0034%2091%20602%2046%2043]0034 91 602 46 43[/url], where you will be attended in English, German or French.
Kind regards,
Bankia Customer Service Department
-----------------------------------------
*************************************************************************
https://www.bankia.es/en/retail-banking/accounts-and-cards/accounts/cuenta-on
Dear Mr.Palmer,
Thank you very much for contacting us.
In response to your inquiry we inform you that you don´t have to be resident to have free banking.
You can have an Cuenta on for free accomplishing one of these conditions:
What are the commitments?
The conditions of use and digital profile to enjoy all the advantages of the ON_Account are very simple:
• To be a person over 18 years of age.
• All our correspondence will be paperless, so you'll be helping the environment.
• Give us details of your mobile phone and email.
• Accept commercial messages. We have very good things to offer you and we don't want you to miss them.
• The management of your account must be 100 % in digital service channels (Bankia Online, App and ATMs). Withdrawals of over € 600 are exempt from this condition. They can be made at branches, as can cheque deposits, without losing the benefits of the ON_Account(2).All the account holders should have digital profile
So, you can change the situation online. In order to accept commercial messages you have to access online select the option “Profile” located in the upper right corner. Then choose “Personal information” and “Disclosure data”. You have to check all the items in the list and press continue.
For any additional enquiries, do not hesitate to get in touch with us in the following email[url=mailto:[email protected]][email protected][/url], or by phone[url=tel:0034%2091%20602%2046%2043]0034 91 602 46 43[/url], where you will be attended in English, German or French.
Kind regards,
Bankia Customer Service Department
-----------------------------------------
-
Ian2009 - Posts: 396
- Joined: Wed Jan 11, 2017 9:43 am
- Which part of Spain are you from?: Dońa Pepa
- Gender: Male
Re: bank commission/admin charges cap
by daz » Thu Mar 14, 2019 10:09 am
You sound like an angry chap lol, you haven’t listed the full story. but none of it matters does it, it works for me, I was simply sharing the info in case it might have been useful for you, or it might not. I won’t be logging into this topic anymore. I wish you well, and good luck in your own search.
tata
tata
- daz
- Posts: 718
- Joined: Sun Dec 11, 2016 9:53 pm
- Which part of Spain are you from?: Entre Naranjos
- Gender: Male
Page 1 of 2 • 1, 2
14 posts
• Page 1 of 2 • 1, 2
Related topics
-
- Similar Topics
- Replies
- Views
- Last post
-
-
Bank charges
1, 2 by rainbow54 » Mon Jun 05, 2023 2:23 pm in Quesada general discussion - 10
- 487
-
by BNT162b2
Wed Jun 07, 2023 8:11 am
-
Bank charges
-
-
Bank charges
1, 2 by Bricklayer » Sun Oct 01, 2023 11:02 am in Quesada general discussion - 19
- 588
-
by suzi wong
Tue Oct 03, 2023 9:08 am
-
Bank charges
-
-
Bank charges-Sabadell
1, 2 by LadyGrantham » Thu Nov 23, 2023 1:25 pm in Quesada general discussion - 16
- 634
-
by Philipb1407
Sun Nov 26, 2023 9:54 am
-
Bank charges-Sabadell
-
-
Advice required re Bank Charges
by prefect » Sat Jun 24, 2023 1:13 pm in Banking and finances - 9
- 477
-
by Super Simon
Tue Sep 19, 2023 5:12 am
-
Advice required re Bank Charges
-
-
No more bank charges for over 65s withdrawing cash in Spain
by jpeg » Fri Dec 22, 2023 2:48 pm in Quesada general discussion - 6
- 376
-
by Chrisdee
Fri Dec 22, 2023 6:59 pm
-
No more bank charges for over 65s withdrawing cash in Spain
Return to Banking and finances
Who is online
Users browsing this forum: No registered users and 1 guest
Login
Find in Quesada
Quesada pages
Quesada discussion
- Quesada general discussion
- Banking and finances
- Broadband, Wifi, Phone and TV
- Buses and public transport in and around Quesada
- Driving to Spain / Car hire in Spain / Buying and owning a car in Spain
- Fiestas in Quesada
- Flights, baggage and airports
- Health services in Quesada
- Insurances and wills in Spain
- Items for sale and wanted in and around Quesada
- Interesting articles about Spain
- Jobs and careers in Quesada
- Lost and found in Quesada
- Market days
- Places to go for free Wi-Fi
- Recommended restaurants / cafes / bars
- Recommended Tradesmen and Companies
- Residency in Spain: padron, residencia and passport advice
- Safety / security information and property in Spain hints and tips
- Taxes in Spain: Suma, NIE and general tax advice
- Taxis in Quesada
- Things to do and places to go in and around Quesada
- Utilities in Spain: Electric, gas and water recommendations and advice
- Weather in Quesada
- Where to buy things in and around Quesada
- Where to hire things in and around Quesada
Properties discussion
Businesses and places in Quesada
- Bars and pubs in Quesada
- Beaches near Quesada
- Beauticians / Beauty salons in Quesada
- Bedding and soft furnishings shops in Quesada
- Butchers in Quesada
- Car dealers in Quesada: new and used car dealers
- Car garages, mechanics, tyre fitter centres in Quesada
- Car hire in Quesada
- DIY / Bricolage / Ferreteria stores in Quesada
- Equipment hire centers in Quesada
- Estate agents in Quesada
- Furniture shops in Quesada
- Garden centres and garden furniture shops in Quesada
- Golf Courses in Quesada
- Grills / gates / metal items shops in Quesada
- Hairdressers in Quesada
- Hotels, guest houses and bed and breakfasts in Quesada and nearby
- Internet service providers that cover Quesada
- Launderettes / dry cleaners in Quesada
- Markets in Quesada
- Medical / Health centers in Quesada
- Pet shops in Quesada
- Pharmacies / Chemist shops in Quesada
- Restaurants in Quesada
- Shopping centres in Quesada
- Sports centres and gyms in Quesada
- Supermarkets in Quesada
- Swimming pool services in Quesada
- Town Halls (Ayuntamientos) in Quesada
- Waterparks/Aquaparks in Quesada
- TalkQuesada » Board index
- The team • Delete all board cookies • All times are UTC [ DST ]
- Our other websites:
- Costa Blanca forum
- Costa Calida forum
- Costa del Sol forum
- Costa de Almeria forum
- Costa de la Luz forum
- Costa Dorada forum
- Costa Brava forum
- UK forum
- Jobs in the UK
- Our policies:
- Privacy policy
- User agreement
- Content policy
- Website created and operated by JSM Forum Websites