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Sabadell Bank - Spain and UK.

Re: Sabadell Bank - Spain and UK.

Postby JeremyB » Sat Aug 24, 2013 7:56 pm

Food for thought, we send more than Euro 700 each month so will check this out.
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Re: Sabadell Bank - Spain and UK.

Postby 2675andrew » Sat Aug 24, 2013 11:19 pm

We use ukforex for our transfers very simple to use and very helpful on the phone
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Re: Sabadell Bank - Spain and UK.

Postby Jan » Sun Aug 25, 2013 8:39 am

Mary M wrote:We bank with Sabadell in Spain and Lloyds in the UK. We have an expansion account with Sabadell which means we incur no banks charges and we get in think 3% back of any utilities paid per month back up to the maximum of 30 euros the only the only rue s you must transfer a minimum of 700 euros per month into the account. We used to use Currencies Direct for transfers for many years but when we moved here permanently last year and set up a regular monthly transfer with them it turned into being a complete nightmare with them so we now use Sabadell to do the transfer now as we can talk to them here in the branch if we had a problem (not that we have had any problems so far) plus have email and phone contact details of the London branch as well. We are very happy with the service from them as I sad so far better than Currencies Direct who couldn't even use the word sorry we they messed our transfers up.

Mary



Thanks for this Mary - It could be helpful for those who are resident in Spain. There must be quite a few people who transfer that amount over each month and to be able to get cash back and no bank charges is an advantage.


2675andrew wrote:We use ukforex for our transfers very simple to use and very helpful on the phone


Thanks Andrew - Another one to look into!
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Re: Sabadell Bank - Spain and UK.

Postby Glyn » Wed Aug 28, 2013 10:13 pm

There is no route Sabadell UK to Sabadell ES unless you are a business. As for the HIFXs of this world - you move into the world of Forward Rate Price FX. Can be beneficial but also a millstone.

Think when the Halifax to Lloyds International route closes, I'll resort to the suitcase of dosh.
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Re: Sabadell Bank - Spain and UK.

Postby JeremyB » Wed Aug 28, 2013 10:20 pm

Glyn wrote:As for the HIFXs of this world - you move into the world of Forward Rate Price FX. Can be beneficial but also a millstone.

Think when the Halifax to Lloyds International route closes, I'll resort to the suitcase of dosh.



That is when you lock into longer term exchange rate deals, which in any case are based on the current rate plus / minus the difference between interest rates of the two currencies involved multiplied by the time involved.

To send monthly amounts as and when based on going exchange rate is problem free, and a lot cheaper than using the banks.
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Re: Sabadell Bank - Spain and UK.

Postby Jan » Wed Aug 28, 2013 10:30 pm

Glyn wrote:There is no route Sabadell UK to Sabadell ES unless you are a business. As for the HIFXs of this world - you move into the world of Forward Rate Price FX. Can be beneficial but also a millstone.

Think when the Halifax to Lloyds International route closes, I'll resort to the suitcase of dosh.



Hi Glyn,

Did you make enquiries to find this out? I remember you said you were going to.

How odd that Sabadell is taking over and merging with all these banks and not taking over their services as well. It seems to be a bit backward for any bank in the UK to not work with its personal banking customers who also have an account with the reciprocal bank in Spain.

Jan
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Re: Sabadell Bank - Spain and UK.

Postby Sandra » Wed Aug 28, 2013 10:32 pm

We send out money each month via Sol (Sabadell) bank - London branch to Quesada branch.
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Re: Sabadell Bank - Spain and UK.

Postby Jan » Wed Aug 28, 2013 10:44 pm

Sandra wrote:We send out money each month via Sol (Sabadell) bank - London branch to Quesada branch.


Thanks Sandra, So they do transfer between banks.
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Re: Sabadell Bank - Spain and UK.

Postby Sandra » Wed Aug 28, 2013 10:55 pm

Yes, but there is a minimum transfer (or at least there was two years ago when we started doing it) of £150 per month - no charges - and reasonable exchange rate.
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Re: Sabadell Bank - Spain and UK.

Postby Glyn » Wed Aug 28, 2013 11:05 pm

The Pall Mall Branch said no.
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