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Starling account (UK) v Caxia Spain
Re: Starling account (UK) v Caxia Spain
by Paul Uden » Thu Nov 03, 2022 9:45 pm
TEEDOFFLATE wrote:Sorted all the DDs out apart from our Community Fees due to the system not being able to accept the IBAN. Is it normal for the ones set up not to show on the Wise account until thefirst payments are taken? Only asking due to nothing showing on the account.
Nothing will show until the first direct debit is taken. As for your Community, although they cannot technically refuse your IBAN, it may be just as easy to obtain their IBAN and send them a bank transfer from your euro account once a year until they can get up to date. This only costs you €0,37. Or pay by card for free.
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Paul Uden - Posts: 1574
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Re: Starling account (UK) v Caxia Spain
by TEEDOFFLATE » Fri Nov 04, 2022 11:07 am
Thanks you for that information and to all the other members for contributing to make the process a lot easier.
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TEEDOFFLATE - Posts: 51
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Re: Starling account (UK) v Caxia Spain
by David Stokes » Fri Nov 04, 2022 12:14 pm
Re N26
A friend has just messaged me the following:
"Please ignore my comments re N26. They have closed my account without any explanation and the same is the case for hundreds in Europe. They started out good but have ended up very bad. The only advice is close your account and go elsewhere."
Has anyone here had that experience?
A friend has just messaged me the following:
"Please ignore my comments re N26. They have closed my account without any explanation and the same is the case for hundreds in Europe. They started out good but have ended up very bad. The only advice is close your account and go elsewhere."
Has anyone here had that experience?
- David Stokes
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Re: Starling account (UK) v Caxia Spain
by Paul Uden » Fri Nov 04, 2022 12:44 pm
David Stokes wrote:Re N26
A friend has just messaged me the following:
"Please ignore my comments re N26. They have closed my account without any explanation and the same is the case for hundreds in Europe. They started out good but have ended up very bad. The only advice is close your account and go elsewhere."
Has anyone here had that experience?
I'm not with N26, but I understand they closed their operations in the UK post-Brexit so it may have been that. The latest info for the EU / EEA on their website says:
"UPDATE: 25th Oct
Markets open for all tiers: Austria, Belgium, Denmark, Estonia, Finland, France, Germany, Greece, Iceland, Ireland, Lichtenstein, Luxembourg, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden & Switzerland
Markets closed: Italy
You can open your account only if you meet our requirements. Our products and services vary by country."
No problem in Spain as far as I can see.
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Paul Uden - Posts: 1574
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- Location: Rojales
- Which part of Spain are you from?: Ciudad Quesada
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Re: Starling account (UK) v Caxia Spain
by Paul58 » Sun Nov 06, 2022 9:37 am
N26 haven't applied for a UK banking licence, which would be required after Brexit. They use a European banking licence which gives compensation of up to 100,000 Euros.
Without a UK banking licence they cannot operate in the UK but are still operational throughout Europe.
Without a UK banking licence they cannot operate in the UK but are still operational throughout Europe.
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