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Car Insurance query
Car Insurance query
by Ramgoat » Sun Aug 15, 2021 7:54 pm
My car Insurance is due to expire very shortly and I am due to return to the U.K. just a week later and won't be returning for 9 months. The car will be securely locked up on my drive behind a gate.Do I have to insurance it before I leave? Thanks in anticipation.
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Re: Car Insurance query
by Paul M » Sun Aug 15, 2021 9:36 pm
Can’t see any legal reason you would need to insure it if it’s off the road. However, you might want to consider other potential issues resulting in damage to your car, (flood, theft, vandalism etc) which possibly won’t be covered on your house insurance.
Maybe ask a broker if there is a specific policy to cover such eventualities?
Maybe ask a broker if there is a specific policy to cover such eventualities?
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Re: Car Insurance query
by Big Wheeler » Sun Aug 15, 2021 10:51 pm
If I understand correctly.inSpain there is no SORN.If you have paid your Suma it has to be insured.You may get a discount from your insurer.
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marcliff - Posts: 9694
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Re: Car Insurance query
by Chrisdee » Mon Aug 16, 2021 7:11 am
Can you have 3rd party fire and theft to make it cheaper ?
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Chrisdee - Posts: 12233
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Re: Car Insurance query
by Hillbilly1 » Mon Aug 16, 2021 9:15 am
Hi, I have recently been in the same situation, my car is off-road, I live in uk, I contacted insurers and was told the car has to be insured all the time even when off-road not in use for long time. Spanish Police stated it must be insured, so I have saved money by reinsurance car third party, for & theft.
You have to pay car sums as well.
You have to pay car sums as well.
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Re: Car Insurance query
by jpeg » Mon Aug 16, 2021 9:36 am
You can have the car put on a Tempory Baja at Traffico in Elche or Alicante then there is no need for insurance otherwise insurance is needed
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Re: Car Insurance query
by Ramgoat » Mon Aug 16, 2021 9:59 am
Thank you so much for the reponses so far. I've been told come conflicting information so wasn't sure of the correct thing to do.
Sorry, what is Temporary Baja?
Sorry, what is Temporary Baja?
- Ramgoat
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- jpeg
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Re: Car Insurance query
by Pete31 » Mon Aug 16, 2021 12:59 pm
Hillbilly1 wrote:Hi, I have recently been in the same situation, my car is off-road, I live in uk, I contacted insurers and was told the car has to be insured all the time even when off-road not in use for long time. Spanish Police stated it must be insured, so I have saved money by reinsurance car third party, for & theft.
You have to pay car sums as well.
Yes you need insurance!!
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Pete31 - Posts: 1626
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