Join Talk Quesada

Welcome to Talk Quesada! My name's Alex and this is my website all about Ciudad Quesada in Spain. Talk Quesada is free to sign up and use so register below!

Car Insurance query

Car Insurance query

Postby Ramgoat » Sun Aug 15, 2021 7:54 pm

My car Insurance is due to expire very shortly and I am due to return to the U.K. just a week later and won't be returning for 9 months. The car will be securely locked up on my drive behind a gate.Do I have to insurance it before I leave? Thanks in anticipation.
Ramgoat
 
Posts: 14
Joined: Mon Aug 09, 2021 3:13 pm
Which part of Spain are you from?: lo crispin
Gender: Female

Re: Car Insurance query

Postby Paul M » Sun Aug 15, 2021 9:36 pm

Can’t see any legal reason you would need to insure it if it’s off the road. However, you might want to consider other potential issues resulting in damage to your car, (flood, theft, vandalism etc) which possibly won’t be covered on your house insurance.

Maybe ask a broker if there is a specific policy to cover such eventualities?
Paul M
 
Posts: 1547
Joined: Wed Feb 21, 2018 4:31 pm
Which part of Spain are you from?: Pueblo Bravo
Gender: Male

Re: Car Insurance query

Postby Big Wheeler » Sun Aug 15, 2021 10:51 pm

If I understand correctly.inSpain there is no SORN.If you have paid your Suma it has to be insured.You may get a discount from your insurer.
Big Wheeler
 
Posts: 593
Joined: Mon Jan 14, 2019 4:18 pm
Which part of Spain are you from?: Algorfa
Gender: Male

Re: Car Insurance query

Postby marcliff » Sun Aug 15, 2021 10:51 pm

Car Insurance Spain

Looks like the answer is yes, you do have to have it insured.
User avatar
marcliff
 
Posts: 9694
Joined: Sat Mar 03, 2012 4:41 pm
Location: Doña Pepa 2
Which part of Spain are you from?: Dona Pepa 2
Gender: Male

Re: Car Insurance query

Postby Chrisdee » Mon Aug 16, 2021 7:11 am

Can you have 3rd party fire and theft to make it cheaper ?
User avatar
Chrisdee
 
Posts: 12233
Joined: Sun Jul 31, 2016 12:36 pm
Which part of Spain are you from?: Torrevieja
Gender: Female

Re: Car Insurance query

Postby Hillbilly1 » Mon Aug 16, 2021 9:15 am

Hi, I have recently been in the same situation, my car is off-road, I live in uk, I contacted insurers and was told the car has to be insured all the time even when off-road not in use for long time. Spanish Police stated it must be insured, so I have saved money by reinsurance car third party, for & theft.
You have to pay car sums as well.
Hillbilly1
 
Posts: 7
Joined: Tue May 02, 2017 2:03 pm
Which part of Spain are you from?: El Raso
Gender: Male

Re: Car Insurance query

Postby jpeg » Mon Aug 16, 2021 9:36 am

You can have the car put on a Tempory Baja at Traffico in Elche or Alicante then there is no need for insurance otherwise insurance is needed
jpeg
 
Posts: 9386
Joined: Tue Jun 27, 2017 11:24 am
Which part of Spain are you from?: Dolores
Gender: Male

Re: Car Insurance query

Postby Ramgoat » Mon Aug 16, 2021 9:59 am

Thank you so much for the reponses so far. I've been told come conflicting information so wasn't sure of the correct thing to do.
Sorry, what is Temporary Baja?
Ramgoat
 
Posts: 14
Joined: Mon Aug 09, 2021 3:13 pm
Which part of Spain are you from?: lo crispin
Gender: Female

Re: Car Insurance query

Postby jpeg » Mon Aug 16, 2021 12:31 pm

jpeg
 
Posts: 9386
Joined: Tue Jun 27, 2017 11:24 am
Which part of Spain are you from?: Dolores
Gender: Male

Re: Car Insurance query

Postby Pete31 » Mon Aug 16, 2021 12:59 pm

Hillbilly1 wrote:Hi, I have recently been in the same situation, my car is off-road, I live in uk, I contacted insurers and was told the car has to be insured all the time even when off-road not in use for long time. Spanish Police stated it must be insured, so I have saved money by reinsurance car third party, for & theft.
You have to pay car sums as well.


Yes you need insurance!!
User avatar
Pete31
 
Posts: 1626
Joined: Mon Oct 12, 2015 1:54 pm
Which part of Spain are you from?: Entra Naranjos
Gender: Male

Next






  • Similar Topics
    Replies
    Views
    Last post

Return to Driving to Spain / Car hire in Spain / Buying & owning a car in Spain / Licences & Documents / ITV testing/Transporting items to Spain

 
 

Who is online

Users browsing this forum: No registered users and 4 guests

Login
Username:


Password:


Remember me


Forgot password?

Register now

Find in Quesada
What are you looking for in Quesada?: