Join Talk Quesada
Welcome to Talk Quesada! My name's Alex and this is my website all about Ciudad Quesada in Spain. Talk Quesada is free to sign up and use so register below!
Driving in uk
Driving in uk
by millies123 » Tue Feb 20, 2024 8:50 am
Hi all
A bit of discussion here, we own a car in the UK that we drive when home , we are insured through my grandaughters ins, are we legal allowed to own n drive a car in UK with Spanish licences???
A bit of discussion here, we own a car in the UK that we drive when home , we are insured through my grandaughters ins, are we legal allowed to own n drive a car in UK with Spanish licences???
- millies123
- Posts: 294
- Joined: Tue Mar 24, 2015 11:40 pm
- Which part of Spain are you from?: la Zenia
- Gender: Female
Re: Driving in uk
by Darro » Tue Feb 20, 2024 12:32 pm
Using a Spanish licence in UK is not a problem at all but insurance may be because a UK regged car must be insured with a company which is a member of the Motor Insurance Bureau and very few if any, will offer policies to non residents.
The real question then is what does "insured through my grandaughter's ins" mean?
If your daughter has insured a car whilst being 'economical' with the truth then in case of an accident it will all come out and you could well find the cover voided.
The real question then is what does "insured through my grandaughter's ins" mean?
If your daughter has insured a car whilst being 'economical' with the truth then in case of an accident it will all come out and you could well find the cover voided.
- Darro
- Posts: 1341
- Joined: Tue Sep 21, 2021 12:51 pm
- Which part of Spain are you from?: Catral
- Gender: Male
- millies123
- Posts: 294
- Joined: Tue Mar 24, 2015 11:40 pm
- Which part of Spain are you from?: la Zenia
- Gender: Female
Re: Driving in uk
by Paul M » Tue Feb 20, 2024 1:28 pm
There’s usually an assumption (by UK insurers) that you fulfil all the standard requirements which would include having a UK licence.
Any anomalies in your personal situation, non UK licence, residency, penalty points, etc; MUST be disclosed otherwise as Darro says, the cover is likely to be voided. The fact you are ‘named’ drivers would not matter if you don’t fulfil the above conditions.
Any anomalies in your personal situation, non UK licence, residency, penalty points, etc; MUST be disclosed otherwise as Darro says, the cover is likely to be voided. The fact you are ‘named’ drivers would not matter if you don’t fulfil the above conditions.
- Paul M
- Posts: 1546
- Joined: Wed Feb 21, 2018 4:31 pm
- Which part of Spain are you from?: Pueblo Bravo
- Gender: Male
Re: Driving in uk
by jpeg » Tue Feb 20, 2024 1:51 pm
Why does your daughter insure a car she does not own ?
- jpeg
- Posts: 9371
- Joined: Tue Jun 27, 2017 11:24 am
- Which part of Spain are you from?: Dolores
- Gender: Male
Re: Driving in uk
by blingle » Tue Feb 20, 2024 2:08 pm
jpeg wrote:Why does your daughter insure a car she does not own ?
Maybe because the owner could not insure it?
My late mother-in-law had a similar issue.
Resident in Spain, but owned a vehicle in the UK. The insurer (Admiral) would not allow HER to insure the vehicle, as she was not UK-resident.
She was also unable to be the registered keeper for the same reason.
Ultimately, she was the owner, her son was the registered keeper (he had the space to store the car), and her daughter insured the vehicle, with my mother-in-law as a named driver.
-
blingle - Posts: 639
- Joined: Thu Oct 11, 2018 7:01 pm
- Which part of Spain are you from?: Guardamar
- Gender: Female
Re: Driving in uk
by Bee » Tue Feb 20, 2024 2:22 pm
Wouldn't it be better if the car and the insurance was in your daughter's/grandaughter's name and the both of you were listed as named drivers. Insurance companies don't have an issue with people with non-UK driving licences as named drivers.
Bee
Bee
- Bee
- Posts: 3332
- Joined: Sun Dec 10, 2017 1:07 am
- Which part of Spain are you from?: Torrevieja
- Gender: Female
Re: Driving in uk
by millies123 » Tue Feb 20, 2024 2:48 pm
The car is in her name as we bought it from her
- millies123
- Posts: 294
- Joined: Tue Mar 24, 2015 11:40 pm
- Which part of Spain are you from?: la Zenia
- Gender: Female
- jpeg
- Posts: 9371
- Joined: Tue Jun 27, 2017 11:24 am
- Which part of Spain are you from?: Dolores
- Gender: Male
Re: Driving in uk
by Darro » Tue Feb 20, 2024 4:07 pm
I don't read "insured through my granddaughters ins" as meaning that which is why I asked.millies123 wrote:Even with us as named drivers?
Who actually owns the car is not really the point but if she has insured it being 100% honest about who's car it really is and who principally will be driving it then there should be no problem.
If however the whole truth, without omitting material facts, has not been told then in case of an accident, or even a simple police stop, a jar of worms could pop open.
There is a very easy way to determine what the position is, phone the insurer and ask!
- Darro
- Posts: 1341
- Joined: Tue Sep 21, 2021 12:51 pm
- Which part of Spain are you from?: Catral
- Gender: Male
Page 1 of 2 • 1, 2
15 posts
• Page 1 of 2 • 1, 2
Related topics
-
- Similar Topics
- Replies
- Views
- Last post
-
-
Driving
by cheflady » Wed Nov 22, 2023 4:45 pm in Quesada general discussion - 8
- 385
-
by cheflady
Thu Nov 23, 2023 6:28 pm
-
Driving
-
-
TIE and driving license.
by carolandgraeme » Fri Dec 29, 2023 4:23 pm in Off topic - 6
- 202
-
by Paul Uden
Sat Dec 30, 2023 11:22 am
-
TIE and driving license.
-
-
Family driving my car
1, 2 by Welshboy » Mon Oct 23, 2023 6:30 am in Quesada general discussion - 11
- 659
-
by Chrisdee
Wed Jan 10, 2024 9:07 pm
-
Family driving my car
-
-
Driving to quesada from uk
by PG2022 » Wed Sep 20, 2023 12:54 pm in Driving to Spain / Car hire in Spain / Buying & owning a car in Spain / Licences & Documents / ITV testing/Transporting items to Spain - 7
- 394
-
by Big Wheeler
Thu Sep 21, 2023 11:09 pm
-
Driving to quesada from uk
-
-
Driving job to Narbonne
by TEAEFF » Fri Aug 25, 2023 2:34 pm in Off topic - 8
- 326
-
by jpeg
Sun Aug 27, 2023 12:30 pm
-
Driving job to Narbonne
Who is online
Users browsing this forum: No registered users and 12 guests
Login
Find in Quesada
Quesada pages
Quesada discussion
- Quesada general discussion
- Banking and finances
- Broadband, Wifi, Phone and TV
- Buses and public transport in and around Quesada
- Driving to Spain / Car hire in Spain / Buying and owning a car in Spain
- Fiestas in Quesada
- Flights, baggage and airports
- Health services in Quesada
- Insurances and wills in Spain
- Items for sale and wanted in and around Quesada
- Interesting articles about Spain
- Jobs and careers in Quesada
- Lost and found in Quesada
- Market days
- Places to go for free Wi-Fi
- Recommended restaurants / cafes / bars
- Recommended Tradesmen and Companies
- Residency in Spain: padron, residencia and passport advice
- Safety / security information and property in Spain hints and tips
- Taxes in Spain: Suma, NIE and general tax advice
- Taxis in Quesada
- Things to do and places to go in and around Quesada
- Utilities in Spain: Electric, gas and water recommendations and advice
- Weather in Quesada
- Where to buy things in and around Quesada
- Where to hire things in and around Quesada
Properties discussion
Businesses and places in Quesada
- Bars and pubs in Quesada
- Beaches near Quesada
- Beauticians / Beauty salons in Quesada
- Bedding and soft furnishings shops in Quesada
- Butchers in Quesada
- Car dealers in Quesada: new and used car dealers
- Car garages, mechanics, tyre fitter centres in Quesada
- Car hire in Quesada
- DIY / Bricolage / Ferreteria stores in Quesada
- Equipment hire centers in Quesada
- Estate agents in Quesada
- Furniture shops in Quesada
- Garden centres and garden furniture shops in Quesada
- Golf Courses in Quesada
- Grills / gates / metal items shops in Quesada
- Hairdressers in Quesada
- Hotels, guest houses and bed and breakfasts in Quesada and nearby
- Internet service providers that cover Quesada
- Launderettes / dry cleaners in Quesada
- Markets in Quesada
- Medical / Health centers in Quesada
- Pet shops in Quesada
- Pharmacies / Chemist shops in Quesada
- Restaurants in Quesada
- Shopping centres in Quesada
- Sports centres and gyms in Quesada
- Supermarkets in Quesada
- Swimming pool services in Quesada
- Town Halls (Ayuntamientos) in Quesada
- Waterparks/Aquaparks in Quesada
- TalkQuesada » Board index
- The team • Delete all board cookies • All times are UTC [ DST ]
- Our other websites:
- Costa Blanca forum
- Costa Calida forum
- Costa del Sol forum
- Costa de Almeria forum
- Costa de la Luz forum
- Costa Dorada forum
- Costa Brava forum
- UK forum
- Jobs in the UK
- Our policies:
- Privacy policy
- User agreement
- Content policy
- Website created and operated by JSM Forum Websites