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Recommendations Please - Abagados for New Development Buy

Recommendations Please - Abagados for New Development Buy

Postby xcaliber » Fri Jun 26, 2020 3:35 pm

I am sure this is covered in the bulletins somewhere but I can't find it so I apologise for opening this conversation.

We are buying off plan in Pilar de la Horadada and would welcome good reliable, solid, and well priced recommendations for a Abagado who speaks good English to undertake the legal aspects of buying. (we have just started to learn Spanish but couldn't hold a legal conversation!)

Many thanks - much appreciated.
xcaliber
 
Posts: 36
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Which part of Spain are you from?: Pilar de la Horadada
Gender: Male

Re: Recommendations Please - Abagados for New Development Bu

Postby Shiva » Fri Jun 26, 2020 5:29 pm

SGM Abogados in Benijofar. You'll find they have been recommended many times on this forum. Excellent people. https://sgmlegalspain.com/
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Re: Recommendations Please - Abagados for New Development Bu

Postby xcaliber » Fri Jun 26, 2020 5:39 pm

Many thanks...I found them googling and I am sure they are very good but I am sad to say my first contact and follow up did not go well and did not give me the confidence to engage them. They seemed to not quite understand our requirements but I appreciate your recommendation - many thanks.
xcaliber
 
Posts: 36
Joined: Fri May 31, 2019 5:50 pm
Which part of Spain are you from?: Pilar de la Horadada
Gender: Male

Re: Recommendations Please - Abagados for New Development Bu

Postby Ron Hill » Sat Jun 27, 2020 7:37 am

xcaliber wrote:Many thanks...I found them googling and I am sure they are very good but I am sad to say my first contact and follow up did not go well and did not give me the confidence to engage them. They seemed to not quite understand our requirements but I appreciate your recommendation - many thanks.



As a result of many recommendations here I’ve been looking at contacting them when I come to sell
Could you elaborate on the problems you experienced please
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Re: Recommendations Please - Abagados for New Development Bu

Postby xcaliber » Sat Jun 27, 2020 12:17 pm

Ron Hill wrote:
xcaliber wrote:Many thanks...I found them googling and I am sure they are very good but I am sad to say my first contact and follow up did not go well and did not give me the confidence to engage them. They seemed to not quite understand our requirements but I appreciate your recommendation - many thanks.



As a result of many recommendations here I’ve been looking at contacting them when I come to sell

Could you elaborate on the problems you experienced please




Hi Ron


First of all we would not say our experience is representative as we may have just been unlucky or other people who have used them may had had straightforward requirements. They might be great at conveyancing but as we are still in the UK and stuck with COVID our situation was possibly a bit too complex for them to handle. We just found initial reply to our request a little flippant. We told them exactly what we wanted in terms of advice and services which included not only purchase but also renting (even if we found ourselves not being able to live in the property to get Residencia to beat Brexit), health care provision as well as options available to move permanently to Spain. Although both my wife and I are retired we are not getting a state pension yet but are getting a government pension which is not transportable and we needed advice on how this plays into showing the authorities we had sufficient income among other things. Their initial response was and I quote "buy the plot and property and we can sort out the rest later" which did not exactly fill us with confidence, since we told them exactly what we wanted to sort out legally, as our decision to buy the property and come out and live in Spain is predicated on everything else being in place to beat the Brexit deadline. As the property will take a minimum of 6 to 8 months to build and complete we cannot take a risk on putting our money in a property and then not be able to take up residence or worse take up residence and jump through more post Brexit rules and potentially escalating costs as a non-EU buyer.

When we re-explained what we wanted again they came back with proposals but again displayed a distinct lack of knowledge as one piece of advice of showing income in the country and treatment of our Govt pension was, we found out by googling and cross-checking, incorrect. That decided for us that the company was not for us. I am sure a they are competent conveyancers, but they might not be so well equipped to deal with slightly more complex issues that involve non-transportable pensions, etc.

We would never say to anyone don't use x or y as your situation and expectation will be different from ours. Hope this has helped you understand why we have decided to try and find someone with maybe more experience of dealing with a wider range of issues than purely straightforward conveyancing.
xcaliber
 
Posts: 36
Joined: Fri May 31, 2019 5:50 pm
Which part of Spain are you from?: Pilar de la Horadada
Gender: Male

Re: Recommendations Please - Abagados for New Development Bu

Postby Paulr » Sat Jun 27, 2020 12:54 pm

Hi xcaliber,
When you refer to a "non-transportable pension", do you mean a Crown pension that has to be taxed at source in the UK? If so, it's not a big deal: I'm not State Pension age, but have been drawing an RAF pension since age 55, 3 years before we took up residency in Spain.
Also, part of the problem may be that you're expecting expertise for all your enquiries to be in the one firm - that is rarely the case in Spain and if it is, you're likely to pay over the odds for it.
If you don't mind sharing a little more information, you may find that you'll be steered in the right direction by many of us who have already done what you're trying to achieve. It may feel that all members on here are pensioners with S1s, but there are quite a few early retirees on here too.
Good luck!
Paul
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Re: Recommendations Please - Abagados for New Development Bu

Postby xcaliber » Sat Jun 27, 2020 3:42 pm

Thanks Paul..You hit the nail on the head. That is why I was at pains to say that they didn't work out for us but may be great for others. We were neither endorsing or recommending them...just they didn't work out for us.

We both have Crown pensions and one of our queries to the solicitors was whether evidence of this was enough to secure particularly healthcare or would we need private insurance until we were eligible for the S1. We also wanted to know whether evidence of our Crown Pensions was sufficient to show our liquidity and obtain Residencia - we would transfer it into a Spanish Bank account through a Money Exchange company from our UK bank account. They sadly could not answer either questions and continued to refer us to obtaining an S1 and telling us we had to had €9K per person in a Spanish Bank account as evidence of our liquidity.

They also struggled with questions about minimal rental period we could have to obtain Residencia. We are unlikely to be able to travel to Spain any day soon because of COVID even if the Govt start to open up corridors as as we both have underlying health conditions and we deem it too risky. Until the transmission situation improves considerately - we are still getting 160-170 deaths daily and no-one knows how much COVID there is running around in the population. We might therefore end up renting a property but not living in it for a while but wanted to know wha tperiod of rental was required for a Resendencia and if it was normal or possible to insert a break clause in any rental so we could terminate it once we had the Residencia. The property we are securing is not built and we have yet to agree a final design. We have reserved the plot but it is going to take some 6-7months for the build after we agree the design to materialise and like a lot of people, I am sure, we want to beat the Brexit deadline and get ourselves in a position that we can move out to Spain permanently after 31 Dec when the property will be ready to move into.....with our Resendencia, health, banking and other things sorted to avoid any post Brexit problems or potential extra costs.

If you or anyone else can throw any light or advice on what we are trying to do we would really welcome it. We have decided we want to move to Spain having just spent over 4 years in Cyprus we are missing the sun! We considered Cyprus but it is a small Island and we decide that we would rather be on the mainland.

Appreciate your reply and understanding of what we are trying to do.
xcaliber
 
Posts: 36
Joined: Fri May 31, 2019 5:50 pm
Which part of Spain are you from?: Pilar de la Horadada
Gender: Male

Re: Recommendations Please - Abagados for New Development Bu

Postby xcaliber » Sat Jun 27, 2020 3:50 pm

Paulr wrote:Hi xcaliber,
When you refer to a "non-transportable pension", do you mean a Crown pension that has to be taxed at source in the UK? If so, it's not a big deal: I'm not State Pension age, but have been drawing an RAF pension since age 55, 3 years before we took up residency in Spain.
Also, part of the problem may be that you're expecting expertise for all your enquiries to be in the one firm - that is rarely the case in Spain and if it is, you're likely to pay over the odds for it.
If you don't mind sharing a little more information, you may find that you'll be steered in the right direction by many of us who have already done what you're trying to achieve. It may feel that all members on here are pensioners with S1s, but there are quite a few early retirees on here too.
Good luck!

Paul


Thanks Paul..You hit the nail on the head. That is why I was at pains to say that they didn't work out for us but may be great for others. We were neither endorsing or recommending them...just they didn't work out for us.

We both have Crown pensions and one of our queries to the solicitors was whether evidence of this was enough to secure particularly healthcare or would we need private insurance until we were eligible for the S1. We also wanted to know whether evidence of our Crown Pensions was sufficient to show our liquidity and obtain Residencia - we would transfer it into a Spanish Bank account through a Money Exchange company from our UK bank account. They sadly could not answer either questions and continued to refer us to obtaining an S1 and telling us we had to had €9K per person in a Spanish Bank account as evidence of our liquidity.

They also struggled with questions about minimal rental period we could have to obtain Residencia. We are unlikely to be able to travel to Spain any day soon because of COVID even if the Govt start to open up corridors as as we both have underlying health conditions and we deem it too risky. Until the transmission situation improves considerately - we are still getting 160-170 deaths daily and no-one knows how much COVID there is running around in the population. We might therefore end up renting a property but not living in it for a while but wanted to know wha tperiod of rental was required for a Resendencia and if it was normal or possible to insert a break clause in any rental so we could terminate it once we had the Residencia. The property we are securing is not built and we have yet to agree a final design. We have reserved the plot but it is going to take some 6-7months for the build after we agree the design to materialise and like a lot of people, I am sure, we want to beat the Brexit deadline and get ourselves in a position that we can move out to Spain permanently after 31 Dec when the property will be ready to move into.....with our Resendencia, health, banking and other things sorted to avoid any post Brexit problems or potential extra costs.

If you or anyone else can throw any light or advice on what we are trying to do we would really welcome it. We have decided we want to move to Spain having just spent over 4 years in Cyprus we are missing the sun! We considered Cyprus but it is a small Island and we decide that we would rather be on the mainland.

Appreciate your reply and understanding of what we are trying to do.
xcaliber
 
Posts: 36
Joined: Fri May 31, 2019 5:50 pm
Which part of Spain are you from?: Pilar de la Horadada
Gender: Male

Re: Recommendations Please - Abagados for New Development Bu

Postby elchedave » Sat Jun 27, 2020 4:24 pm

You could try Manuel Antonio Perez Manresa, he is the owner of tacs4expats (tax & consultancy service for expats) based in Benijofar. He is a very highly qualified Lawyer, qualified tax advisor & all round good guy, he deals with all our taxes, civil service pensions etc & two years ago represented us in the sale of one property & the purchase of another. The sale went straight through as he did all the paperwork but he spotted a problem with the registered owner of the property we were purchasing which i feel sure a "general Conveyancer" would have missed, the issue was brought to the attention of the Notary, seller & their legal team & was eventually solved satisfactorily for us. He can be contacted on +34 96 570 55 02 & his address is

Avenida Federico Garcia Lorca, n 53- A
03178, Benijofar
Alicante

E-mail [email protected] http://www.tacs4expats.es
Hope this helps.

ps, Landline phone number may not be answered as i'm not certain if he & his team are still working from home due to COVID-19.
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Re: Recommendations Please - Abagados for New Development Bu

Postby xcaliber » Sat Jun 27, 2020 4:40 pm

elchedave wrote:You could try Manuel Antonio Perez Manresa, he is the owner of tacs4expats (tax & consultancy service for expats) based in Benijofar. He is a very highly qualified Lawyer, qualified tax advisor & all round good guy, he deals with all our taxes, civil service pensions etc & two years ago represented us in the sale of one property & the purchase of another. The sale went straight through as he did all the paperwork but he spotted a problem with the registered owner of the property we were purchasing which i feel sure a "general Conveyancer" would have missed, the issue was brought to the attention of the Notary, seller & their legal team & was eventually solved satisfactorily for us. He can be contacted on +34 96 570 55 02 & his address is

Avenida Federico Garcia Lorca, n 53- A
03178, Benijofar
Alicante

E-mail [email protected] http://www.tacs4expats.es
Hope this helps.


ps, Landline phone number may not be answered as i'm not certain if he & his team are still working from home due to COVID-19.



Many thanks. Much Appreciated. I will give them a bell on Monday and see if they can help me. Really kind of you. Many thanks
xcaliber
 
Posts: 36
Joined: Fri May 31, 2019 5:50 pm
Which part of Spain are you from?: Pilar de la Horadada
Gender: Male

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