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Long term health cover for non-residents
Long term health cover for non-residents
by Iancorker » Sun Apr 09, 2023 4:19 pm
Our travel Insurance only cover us for up to 35 days at a time. We are looking to come for longer. We don’t need travel Insurance but we do need health cover, just in case.
Most health cover appears to be for residents. Does anyone have any ideas on how to get longer term health cover for non-residents?
Most health cover appears to be for residents. Does anyone have any ideas on how to get longer term health cover for non-residents?
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Re: Long term health cover for non-residents
by marcliff » Sun Apr 09, 2023 4:29 pm
The actual health insurance companies normally only cover you for a complete year and charge your for that as well.
For anything under that then it is normally travel insurance.If you are over 50 then Saga cover you for up to 120 days.
Most travel insurance companies cover you for 90 days (the maximum time you can stay in Spain at one time)
You will also be able to get a GHIC which will cover you for basic and emergency healthcare. The travel insurance will cover you for ongoing treatment and, if necessary, repatriation.
Long term health insurance is, as you say, generally only for residents for a reason.
For anything under that then it is normally travel insurance.If you are over 50 then Saga cover you for up to 120 days.
Most travel insurance companies cover you for 90 days (the maximum time you can stay in Spain at one time)
You will also be able to get a GHIC which will cover you for basic and emergency healthcare. The travel insurance will cover you for ongoing treatment and, if necessary, repatriation.
Long term health insurance is, as you say, generally only for residents for a reason.
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Re: Long term health cover for non-residents
by suzi wong » Sun Apr 09, 2023 6:54 pm
What I’ve learnt this weekend is most travel insurances only cover you for medical repatriation,not death repatriation.
Not a very nice subject ,but worth checking,because the bill would be horrendous if the worst happened.
Not a very nice subject ,but worth checking,because the bill would be horrendous if the worst happened.
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Re: Long term health cover for non-residents
by Gustav » Mon Apr 10, 2023 6:15 am
Cheaper than repatriating a body, is to get cremated in spain just take ashes back, in hand luggage, problem solved.
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Re: Long term health cover for non-residents
by Chrisdee » Mon Apr 10, 2023 8:11 am
Weve always said that, wherever we are, just get us cremated there.
Gustav wrote:Cheaper than repatriating a body, is to get cremated in spain just take ashes back, in hand luggage, problem solved.
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Re: Long term health cover for non-residents
by Des » Mon Apr 10, 2023 12:35 pm
Staysure do annual travel insurance with a maximum of 183 days in a year and you can pay extra to do 100 days in one go. They also cover pre existing medical conditions at a cost, unfortunately this year my renewal has increased by 32% with no change in my circumstances so they will get the bartering call today to see if they want to keep my business. I’m not sure if all companies have increased by 3 times inflation, time will tell.
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Re: Long term health cover for non-residents
by Iancorker » Mon Apr 10, 2023 5:07 pm
Thanks for the advice
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