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Bungalow Insurance
Bungalow Insurance
by Cliveyb » Tue Oct 08, 2019 11:23 am
Good morning.
My name is Clive.
I'm new to this site and I and my wife Kaz have decided to buy a small bungalow in Quesada after meeting some lovely people whilst on holiday there in September.
I'm buying a holiday bungalow in Pueblo Bravo, hoping to complete soon and the legal firm handing my purchase has said that I will need house insurance. They have offered to provide me with a quote but what I should be looking to pay for an annual policy on a holiday home please?
Its a two bedroom attached bungalow on a small complex with roof solarium.
Is there a broker somewhere in Quesada that I should consider using?
Thanks.
Best regards,
Clive n Kaz.
My name is Clive.
I'm new to this site and I and my wife Kaz have decided to buy a small bungalow in Quesada after meeting some lovely people whilst on holiday there in September.
I'm buying a holiday bungalow in Pueblo Bravo, hoping to complete soon and the legal firm handing my purchase has said that I will need house insurance. They have offered to provide me with a quote but what I should be looking to pay for an annual policy on a holiday home please?
Its a two bedroom attached bungalow on a small complex with roof solarium.
Is there a broker somewhere in Quesada that I should consider using?
Thanks.
Best regards,
Clive n Kaz.
- Cliveyb
- Posts: 48
- Joined: Sun Sep 22, 2019 3:58 pm
- Which part of Spain are you from?: Pueblo bravo
- Gender: Male
Re: Bungalow Insurance
by marcliff » Tue Oct 08, 2019 12:00 pm
Around 200 euro a year give or take 10%. Seems about right for a 2 bed property.
There are several insurance brokers in Quesada that you can shop around but the most important thing is to get information on how well the companies are at paying out in case of a claim.
There have been some horror stories of companies trying everything to get out of paying.
There are several insurance brokers in Quesada that you can shop around but the most important thing is to get information on how well the companies are at paying out in case of a claim.
There have been some horror stories of companies trying everything to get out of paying.
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marcliff - Posts: 9694
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- karen jones
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Re: Bungalow Insurance
by Babu » Wed Oct 09, 2019 7:55 am
Marcliff as usual seems on the mark price wise . .
A couple of pointers . . People get confused between Brokers and insurance companies, Cunningham's in Quesada and Salts bay in La Marina for example are Brokers and usually tend to use Liberty Seguros as the Insurance Company, where Mapfre, Liberty Seguros or Linea Directa are Insurance Companies. My preference would be via a good brokerage as they can assist on claims if you are not present.
Make absolutely sure whoever you use are aware that it's a holiday home and could be unoccupied for long periods as, like in the UK, many have limits on how long it's empty for.
Check to see if your community has group insurance for buildings as some do.
A couple of pointers . . People get confused between Brokers and insurance companies, Cunningham's in Quesada and Salts bay in La Marina for example are Brokers and usually tend to use Liberty Seguros as the Insurance Company, where Mapfre, Liberty Seguros or Linea Directa are Insurance Companies. My preference would be via a good brokerage as they can assist on claims if you are not present.
Make absolutely sure whoever you use are aware that it's a holiday home and could be unoccupied for long periods as, like in the UK, many have limits on how long it's empty for.
Check to see if your community has group insurance for buildings as some do.
- Babu
- Posts: 911
- Joined: Thu Mar 24, 2016 10:25 pm
- Which part of Spain are you from?: El Raso
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Re: Bungalow Insurance
by Chrisdee » Sat Dec 05, 2020 3:47 pm
Check the price with your bank too as sometimes if you take out some kind of insurance with them you get free banking
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Chrisdee - Posts: 12239
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Re: Bungalow Insurance
by TonTri » Sat Dec 05, 2020 5:38 pm
I've used Rightmove Insurance and Ibex Insurance, both are brokers in Quesada and both are very good. You should be able to Google their contact details.
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TonTri - Posts: 2631
- Joined: Thu Nov 10, 2016 5:31 pm
- Which part of Spain are you from?: Quesada
- Gender: Female
Re: Bungalow Insurance
by Rodt » Sat Dec 05, 2020 6:14 pm
Donna & Kim are brilliant, forget the rest & go with the best
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Rodt - Posts: 1410
- Joined: Fri Aug 14, 2015 5:24 pm
- Which part of Spain are you from?: pueblo luceroResale
Re: Bungalow Insurance
by Rodt » Sat Dec 05, 2020 6:15 pm
Forgot to say, Rightmove insurance quesada, had a senior moment
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Rodt - Posts: 1410
- Joined: Fri Aug 14, 2015 5:24 pm
- Which part of Spain are you from?: pueblo luceroResale
Re: Bungalow Insurance
by jpeg » Sat Dec 05, 2020 6:30 pm
There are no Insurance Brokers in Quesada but there are Insurance Agents and the ones mentioned are agents of certain Insurance companies
An Insurance Broker is a far different company that can seek insurance quotes from any insurance company that will meet the needs of the client
An agent can only use the companies that they have an agency for
An Insurance Broker is a far different company that can seek insurance quotes from any insurance company that will meet the needs of the client
An agent can only use the companies that they have an agency for
- jpeg
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Re: Bungalow Insurance
by TonTri » Sat Dec 05, 2020 7:38 pm
jpeg wrote:There are no Insurance Brokers in Quesada but there are Insurance Agents and the ones mentioned are agents of certain Insurance companies
An Insurance Broker is a far different company that can seek insurance quotes from any insurance company that will meet the needs of the client
An agent can only use the companies that they have an agency for
I stand corrected, thanks jpeg.
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TonTri - Posts: 2631
- Joined: Thu Nov 10, 2016 5:31 pm
- Which part of Spain are you from?: Quesada
- Gender: Female
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