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car insurance Annual for regular visitors.

car insurance Annual for regular visitors.

Postby Nikon » Mon Jun 25, 2018 8:25 pm

Has anyone used car hire excess insurance. for regular trips to spain. I have been told its well worth having. we just wondered. has anyone used this service. just looked it up and its £39 for a year and has many trips has you want. so basically your covered. below is the list. of. includes in the deal. but is it like the saying goes to good to be true. your views. :text-thankyouyellow:


  • Europe Territory Only
  • £6,000 Excess Cover (£6,000 single incident limit)
  • Covers damage to bodywork, windscreens, tyres, roof and undercarriage
  • Covers up to 9 named drivers on the rental agreement (How it works)
  • Covers Local in-Country Rentals
  • No distance restrictions from main residence
  • Price includes Insurance Premium Tax (IPT)
  • Multi-trip policy - take as many as you want!
  • 65 Day Continuous Cover on any one rental agreement
  • Towing and Breakdown cover included as standard!
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Re: car insurance Annual for regular visitors.

Postby Babu » Mon Jun 25, 2018 10:35 pm

Had similar for a couple of years now , thankfully have never had to claim as yet tho . . The only downsides are 1, in case of a claim you have to pay the excess set by the hire firm via your cc and then claim it back from the insurance, can take around a month or so to get it back
. . 2, although the excess is covered for multiple drivers, 9 in your case, you still have to pay the daily additional driver(s) charge to the hire firm to cover the basic insurance which can be much more than the actual rental charge.
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Re: car insurance Annual for regular visitors.

Postby RMG » Tue Jun 26, 2018 5:45 pm

We use a similar insurance company and agree with Babu but when we were in Spain back in May we hired through Drivalia and could have one named driver for nothing.
Might be worth a look it works for us
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Re: car insurance Annual for regular visitors.

Postby TonTri » Tue Jun 26, 2018 5:51 pm

We used it last year when the Car Hire company claimed we had scratched the car which we disputed. No problem at all, they paid up the Car Hire company promptly and we never heard any more about it. I will have to look up who the Excess Insurance company was as this year we are with Direct Car Excess as they were the cheapest. Wouldn't be without Excess insurance.

It was with Questor if that helps.
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Re: car insurance Annual for regular visitors.

Postby Nikon » Tue Jun 26, 2018 6:21 pm

TonTri wrote:We used it last year when the Car Hire company claimed we had scratched the car which we disputed. No problem at all, they paid up the Car Hire company promptly and we never heard any more about it. I will have to look up who the Excess Insurance company was as this year we are with Direct Car Excess as they were the cheapest. Wouldn't be without Excess insurance.

It was with Questor if that helps.



just looked up direct car express. and impressed. there on the ball and look good and a good price. less than £40. a year. thanks. :text-goodpost::text-thankyouyellow:
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Re: car insurance Annual for regular visitors.

Postby Costa » Tue Jun 26, 2018 6:25 pm

Nikon wrote:Has anyone used car hire excess insurance. for regular trips to spain. I have been told its well worth having. we just wondered. has anyone used this service. just looked it up and its £39 for a year and has many trips has you want. so basically your covered. below is the list. of. includes in the deal. but is it like the saying goes to good to be true. your views. :text-thankyouyellow:


  • Europe Territory Only
  • £6,000 Excess Cover (£6,000 single incident limit)
  • Covers damage to bodywork, windscreens, tyres, roof and undercarriage
  • Covers up to 9 named drivers on the rental agreement (How it works)
  • Covers Local in-Country Rentals
  • No distance restrictions from main residence
  • Price includes Insurance Premium Tax (IPT)
  • Multi-trip policy - take as many as you want!
  • 65 Day Continuous Cover on any one rental agreement
  • Towing and Breakdown cover included as standard!



Get yourself the annual insurance it works out a lot cheaper than what the car companies want to change you.
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Re: car insurance Annual for regular visitors.

Postby scubydoo » Tue Jun 26, 2018 8:06 pm

Used Questor and they pay out. around 37 euros.
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Re: car insurance Annual for regular visitors.

Postby Babu » Tue Jun 26, 2018 8:23 pm

Ours was Insurance4carhire.com £32 . .
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Re: car insurance Annual for regular visitors.

Postby Nikon » Tue Jun 26, 2018 9:13 pm

Babu wrote:Ours was Insurance4carhire.com £32 . .



just checked it and its now £42.99. or do you have a code ? it might have gone up ?:text-thankyouyellow:
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Re: car insurance Annual for regular visitors.

Postby Nikon » Tue Jun 26, 2018 9:16 pm

scubydoo wrote:Used Questor and they pay out. around 37 euros.



now £42. just checked. online. :text-lol:
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