Home insurance

Thanks all for your the information and for sharing your experiences.

sunworshipper wrote:We always go with Liberty Seguros cos they are the only company that cover water bill up to 1000 euros in the case of a water leak

my personal experience......I am with Liberty Seguros and I had a big water leak 18 months ago that went undetected for ages and when we realised, the cost of the lost water was over 1200 euros. Liberty would not pay for the lost water, only for the repair to the supply pipe in the front garden. we found a second leak 3 weeks later in a different part of the supply pipe and liberty would not pay for that because apparently, one can only make one claim per year for burst pipes. In the end we paid ourselves to replace the whole supply pipe with a new one on our side of the meter., what a saga...

No they don’t. It depends on where the leak is and whether you’ve specified it when taking out the policy. Its an extra cost. Because ours was a leak under the patio tiles, not covered.

Dear @chrisdee

I have an account and insurance with Sabadell Bank. Unfortunately, I pay an annual fee of approximately 160 Euros for maintaining a bank account, which I only have to pay for services. I have insurance with Sabadell for about 235 Euro per year for the house.
Can you confirm that you have free banking management? I am about to deal with the bank, so this would help me a lot.


Thank you Paul.

Chrisdee wrote:Free banking if you go that route

jpeg wrote:Sabadell do a very good Home insurance good price as well

The neighbours got talked into doing it that way, house insurance = no fees. They said the insurance was also cheaper with the bank,. My dad has his pension paid into the bank and his is also free banking, all Sabadell.

I pay 700 euros a month into my Sabadell accound and have a house contents policy 120 per year and get free banking and cards they also offered me a 4000 euro overdraft if I want it

120 a month house insurance?

jpeg wrote:I pay 700 euros a month into my Sabadell accound and have a house contents policy 120 per month and get free banking and cards they also offered me a 4000 euro overdraft if I want it

No wonder you get free banking at 120 euros a month, I think there is a typo error there Fred?

Lockey57 wrote:No wonder you get free banking at 120 euros a month, I think there is a typo error there Fred?

Given "inflation" (as calculated by supermarkets), €120 a month may be a bargain!!!

jpeg wrote:I pay 700 euros a month into my Sabadell accound and have a house contents policy 120 per year and get free banking and cards they also offered me a 4000 euro overdraft if I want it

In fairness you should point out that you are Spanish resident. Non resident Sabadell accounts attract a basic 160 euro charge, plus extras for things like extra card etc.

I can't understand why people pay these charges!