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UK home insurance, over 60 days?

UK home insurance, over 60 days?

Postby Azur » Wed Jan 08, 2020 10:06 am

I feel sure that there must be a lot of UK residents spending the winter in Quesada, who want to insurance their UK property for more than 60 days whilst in Quesada? Any good recommendations as to which insurance companies provide 120+ days unoccupied cover for buildings and contents for their UK home.

Many thanks
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Re: UK home insurance, over 60 days?

Postby jpeg » Wed Jan 08, 2020 11:58 am

try Liverpool and Victoria
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Re: UK home insurance, over 60 days?

Postby TonTri » Wed Jan 08, 2020 12:02 pm

I use Home Protect. Not cheap but they insure for 6 months away.
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Re: UK home insurance, over 60 days?

Postby A.N.Other » Wed Jan 08, 2020 12:55 pm

I'll venture a guess that a great many have either never given a thought to the potential issues of their UK property being left unoccupied for prolonged periods or else know the situation but are too tight to pay for proper cover and think that they can blag their way out of it if needs be.

Big mistake either way!
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Re: UK home insurance, over 60 days?

Postby Lockey57 » Wed Jan 08, 2020 2:06 pm

Ageas will do 90 days and competitive
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Re: UK home insurance, over 60 days?

Postby TonTri » Wed Jan 08, 2020 3:02 pm

A.N.Other wrote:I'll venture a guess that a great many have either never given a thought to the potential issues of their UK property being left unoccupied for prolonged periods or else know the situation but are too tight to pay for proper cover and think that they can blag their way out of it if needs be.


Big mistake either way!

I used to work for an insurance company so always read the small print. You're right, it's a big mistake not to have the proper insurance.
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Re: UK home insurance, over 60 days?

Postby Chris21 » Wed Jan 08, 2020 3:47 pm

Shop around same as normal UK cover, some good ones with good cover, Just check what cover you want/need, some of them ask if you have someone regularly checking the property. https://www.money.co.uk/home-insurance/ ... urance.htm
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Re: UK home insurance, over 60 days?

Postby bluesman » Thu Jan 09, 2020 10:25 am

Surely you should insure your property all year round. It's a permanent structure and still vunerable when you're not there i.e.flooding
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Re: UK home insurance, over 60 days?

Postby Babu » Thu Jan 09, 2020 10:27 am

Isn't 120+ days a moot point now? 90 days will be the limit after 31st Jan?
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Re: UK home insurance, over 60 days?

Postby A.N.Other » Thu Jan 09, 2020 10:40 am

bluesman wrote:Surely you should insure your property all year round. It's a permanent structure and still vunerable when you're not there i.e.flooding

Of course but most annual policies will have limitations on how long a property can be left unoccupied which can be as little as 30 days.

Babu: People do go to places other than the EU!
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