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Car insurance as a non resident on a RHD car

Car insurance as a non resident on a RHD car

Postby Murt » Wed May 16, 2018 3:48 pm

I currently have a car taxed and insured in Ireland.

I made enquiries with my insurance company regarding taking the car to Spain for an extended holiday 8 - 12 weeks, and I want to bring my dog with me
.
My Irish insurance company said that they could only cover me for a maximum of 8 weeks.

Has anyone here had the same problem and, as non residents, were they able to get insurance on a RHD in Spain or is there any way round it?
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Re: Car insurance as a non resident on a RHD car

Postby marcliff » Wed May 16, 2018 3:53 pm

Plenty of companies insure foreign registered cars. Liberty Seguros for one plus others.
You'd have to ask if they do short terms.
Unusual for an insurance company to only do 8 weeks. 3 months is normally the maximum time for a UK company (they reduce it to 3rd Party only unless you pay extra) but maybe Irish companies are different.
Saga will do it for the whole year.
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Re: Car insurance as a non resident on a RHD car

Postby Potjoe » Wed May 16, 2018 4:06 pm

Try the caravan and camping club they may help but you would need to be a member,as they do motorhomes and caravans.
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Re: Car insurance as a non resident on a RHD car

Postby GLASSMAN » Wed May 16, 2018 5:56 pm

i insured my uk reg vehicle fully comp as I was in spain over my uk allotted insurance time ,I cancelled uk insurance ,took out fully comp Spanish insurance which included driving anywhere in Europe,and break down cover anywhere in Europe for less than my uk insurance ,took it for 12mnths cancelled it after 6mnths as I sold the vehicle got a decent refund, from Liberty Segurous, round the back of old don carlos,Quesada.
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Re: Car insurance as a non resident on a RHD car

Postby Tom1957 » Wed May 16, 2018 6:57 pm

I'm with Ibex, on a UK plated car.
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Re: Car insurance as a non resident on a RHD car

Postby valenciasman » Wed May 16, 2018 8:48 pm

You cant keep UK plated car in Spain over 12 months I believe. Less than that if you are resident.
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Re: Car insurance as a non resident on a RHD car

Postby marcliff » Wed May 16, 2018 8:57 pm

valenciasman wrote:You cant keep UK plated car in Spain over 12 months I believe. Less than that if you are resident.



The 12 months is for the MOT which would be required.
If you are a resident you can't drive a UK (or any other foreign plated) car at all (except in exceptional circumstances). Visitors can keep the car, provided it is roadworthy and has up to date MOT and road tax from its own country. However, they can't drive it or be in Spain for more than 6 months out of the year. And it must go back to UK to get the MOT.
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Re: Car insurance as a non resident on a RHD car

Postby Calledali » Wed May 16, 2018 10:47 pm

LV do me 6 months continental cover for an extra ?£25 on top of my normal policy price
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Re: Car insurance as a non resident on a RHD car

Postby scottishbob » Thu May 17, 2018 3:57 pm

I travel every year for 5 months using SAGA car insurance they have a unlimited time in Europe policy but as maclriff says maximum time in Spain is six months so you should be ok.
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Re: how to get Car insurance as a resident

Postby Steve17 » Sat May 26, 2018 10:09 pm

Car insurance getting a good deals
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