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CAR INSURANCE

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Re: CAR INSURANCE

Postby valenciasman » Wed Jan 20, 2016 7:12 pm

You can risk keeping a car for more than 6 months, I know many that do. I also know people whos car has been taken away. Once MOT is out of date you have to register in Spain or return to UK for MOT. In the event of an accident Insurance companies go through everything to find a way of not paying.
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Re: CAR INSURANCE

Postby Sylwina » Thu Jan 21, 2016 2:23 pm

Trotter wrote:Hi,
As a UK national, non resident in Spain, you can keep your UK legal car in Spain as long as you like. The car must be insured, taxed and MOT'd at all times while in Spain. However, to remain non resident in Spain, you cannot remain in the country longer than 183 days.
This means that you will have to get the car to a UK MOT station once a year, ensure that your insurance will cover the vehicle at all times while in Spain and ensure that you pay UK road tax.

SAGA will only cover you for a 90 day trip! be careful :shock:


I know from personal experience that SAGA covers you indefinitely not just for 3 months. click on the link:
http://www.saga.co.uk/insurance/car-insurance/eu-cover.aspx
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Re: CAR INSURANCE

Postby Potjoe » Thu Jan 21, 2016 5:29 pm

And you can get MOT in spain but costs lot more,if you know how.I had LV but could only 180 days out the UK.so now have insurance in spain but it is English with 365 days out of spain as long I have mot and tax and it is a lot lower in cost.
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Re: CAR INSURANCE

Postby serena conybeare » Thu Jan 21, 2016 5:35 pm

Who are you insured with ? Thank you everyone for all your comments.
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Re: CAR INSURANCE

Postby valenciasman » Thu Jan 21, 2016 6:32 pm

When did they change the law to allow a UK registered car owned by a spanish resident to remain in Spain for more than 6 months?
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Re: CAR INSURANCE

Postby freddo » Thu Jan 21, 2016 6:34 pm

We are not talking about Spanish resident
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Re: CAR INSURANCE

Postby valenciasman » Thu Jan 21, 2016 6:53 pm

Resident or not, a UK registered car can only be kept in Spain for 6 months.
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Re: CAR INSURANCE

Postby freddo » Thu Jan 21, 2016 6:57 pm

*
Last edited by freddo on Thu Jan 21, 2016 7:14 pm, edited 1 time in total.
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Re: CAR INSURANCE

Postby valenciasman » Thu Jan 21, 2016 7:06 pm

According to GOV.UK website;

If you spend longer than six months of the year in Spain with your UK-registered car, Spanish law says you must register your vehicle with the Spanish authorities.
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Re: CAR INSURANCE

Postby grichn » Sat Jan 23, 2016 8:42 am

All of the Costa car insurance companies advertised in the freebies will cover your car. Shop around. If your MOT (ITV) runs out you can have an ITV Voluntario done at the local ITV station which costs you about 60 euros. You don't get a windscreen sticker but you get the certificate of conformity in case Traffico stop you.
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