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Gota Fria

Gota Fria

Postby Mickey Braw » Fri Sep 13, 2019 8:30 am

Over many years I have heard the term Gota Fria used lightly by expats, even for slight storms.
Now we can see what Gota Fria is really like, this is it!!
Stay safe, if you don’t need to go out stay in. The terrain here sends water rushing down roads, so one road is ok, the next can be flooded.
The rain will stop, the sun will shine, we’ll repair our leaks and we can settle down to enjoy our life here in this lovely Quesada.
Mickey Braw
 
Posts: 710
Joined: Fri Mar 21, 2014 12:48 pm
Which part of Spain are you from?: Quesada
Gender: Male

Re: Gota Fria

Postby Andrea Murphy » Sat Sep 14, 2019 12:28 pm

Hi

FLOOD DAMAGE and INSURANCE

CARS and insurance for flood damage

Just in case you do not already know, if you have fully comprehensive cover on your car you are paying a small amount each month to the Consortio. The Insurance will not pay for your car repairs for the Gota Fria but the Corsortio will. You need to make a claim with the Consortio. We only found this out when we were caught out in the last Gota Fria earlier this year when our car was water logged. The Consortio paid out - we had no problem.

HOUSE and insurance for flood damage.

Exactly the same applies as above. If you have House and Contents insurance you are also paying a small amount each year to the Consortio, so you make your claim with the Consortio - as same as you would for the car above.

Need any further advice come back to me and I will look up details of our claim with the Consortio so that you have telephone numbers, addresses of where to claim etc., BUT your Insurance Company should help you with the relevant claim - must add here ours did not help us, but another insurance company did. Hence we changed insurance companies when the car insurance ran out.

Good luck, Remember, if you are insured you are covered, do not accept that you are not, you are paying the Consortio every month so you are entitled to claim.

If you are not insurance, sorry I cannot help you.

Hi Jan,

I have been trying to put the message below on any Quesada forum as an Announcement but I do not think it will let me do that as the Announcements seem to be made via yourself. Can you please arrange for the message below to be inserted as everybody needs to know that if they have insurance they can make a claim via the Consortio. Their insurance company will probably tell them they will not pay - this happened to me but I did not give in.

FLOOD DAMAGE and INSURANCE

CARS and insurance for flood damage

Just in case you do not already know, if you have fully comprehensive cover on your car you are paying a small amount each month to the Consortio. The Insurance will not pay for your car repairs for the Gota Fria but the Corsortio will. You need to make a claim with the Consortio. We only found this out when we were caught out in the last Gota Fria earlier this year when our car was water logged. The Consortio paid out - we had no problem.

HOUSE and insurance for flood damage.

Exactly the same applies as above. If you have House and Contents insurance you are also paying a small amount each year to the Consortio, so you make your claim with the Consortio - as same as you would for the car above.

Need any further advice come back to me and I will look up details of our claim with the Consortio so that you have telephone numbers, addresses of where to claim etc., BUT your Insurance Company should help you with the relevant claim - must add here ours did not help us, but another insurance company did. Hence we changed insurance companies when the car insurance ran out.

Good luck, Remember, if you are insured you are covered, do not accept that you are not, you are paying the Consortio every month so you are entitled to claim.

If you are not insurance, sorry I cannot help you.

Good luck,
Andrea Murphy
 
Posts: 124
Joined: Mon Feb 19, 2018 10:59 pm
Which part of Spain are you from?: Torrevieja
Gender: Female

Re: Gota Fria

Postby Mickey Braw » Sat Sep 14, 2019 4:25 pm

https://www.consorseguros.es/web/inicio

Consorcio de Compensacion de Seguros
Mickey Braw
 
Posts: 710
Joined: Fri Mar 21, 2014 12:48 pm
Which part of Spain are you from?: Quesada
Gender: Male

Re: Gota Fria

Postby jamiep » Sat Sep 14, 2019 6:37 pm

My friend has no insurance will there be any help she has lost everything
jamiep
 
Posts: 372
Joined: Sun Jul 14, 2013 8:28 pm
Gender: Female

Re: Gota Fria

Postby Bee » Sat Sep 14, 2019 8:23 pm

Sometimes the Red Cross are given funds to distribute in cases like this. Is your friend renting or a home owner? It is a bad time for people. Perhaps some kind of fundraiser can be organised amongst the expat community throughout the Costa Blanca.

Bee
Bee
 
Posts: 33
Joined: Sun Dec 10, 2017 1:07 am
Which part of Spain are you from?: Torrevieja
Gender: Female

Re: Gota Fria

Postby Martin the artist » Sun Sep 15, 2019 8:33 am

The difference between a "gota fria" storm and a normal storm... this video will help to explain it.
As the cold air passes on top of the warmer air over the Mediterranean, it cause large clouds to simply collapse, causing a lake to fall out of the sky, as much as 300 litres that can fall in one square metre. That is why it is known as the Cold drop (gota fria).
Brilliant 14 second video: https://www.facebook.com/Stephell7/videos/10162157765140704/
User avatar
Martin the artist
 
Posts: 1949
Joined: Sun Jun 14, 2015 11:36 am
Location: Rojales
Which part of Spain are you from?: Rojales
Gender: Male







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