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House Insurance

House Insurance

Postby Matt B » Fri Jul 03, 2020 8:43 am

Hi All,

I have my house insurance with BBVA and they charge an annual premium of €570 per year for a five bedroom house, which seems on the high side. They are suggesting that I must purchase their insurance as we have a small mortgage with them, which I’m considering challenging.

I was wondering whether reads could give me their thoughts on the above premium based upon their insurance costs and also recommend an insurance company, broker Or intermediary.

Thanks
Matt B
 
Posts: 112
Joined: Sat Feb 20, 2016 10:02 pm
Which part of Spain are you from?: Ciudad Quesada
Gender: Male

Re: House Insurance

Postby jpeg » Fri Jul 03, 2020 8:46 am

They can only insist that you have insurance but it's up to you where you get it try Caser.es online quote
jpeg
 
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Which part of Spain are you from?: Dolores
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Re: House Insurance

Postby Billyboy » Fri Jul 03, 2020 10:34 am

First , I would go and get a couple of "like for like" quotes which , I'm sure will be a bit cheaper . Then go into your BBVA branch with the cheaper quotes and tell them to match the price or you will be taking the cheaper option .

I had the same thing years ago with the old Caja Murcia bank , now part of Bankia . You may have to give a months written notice to cancel the insurance policy as I did but , unless the law has changed you are under no obligation to take out house or life insurance with a bank - even if you have a mortgage with them . Just watch that they don't screw you , by charging extra commission every month if you do cancel a policy .

Go in branch and haggle and haggle hard !
Billyboy
 
Posts: 220
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Which part of Spain are you from?: quesada
Gender: Male

Re: House Insurance

Postby Lynne1 » Fri Jul 03, 2020 1:10 pm

Go and see Kim or Donna at Right Move insurance , next four to Chop Shop. Fabulous ladies, first class service and very good products and prices. Plus you get to chat and have a giggle.
Lynne1
 
Posts: 239
Joined: Sun Oct 25, 2015 9:41 pm
Which part of Spain are you from?: In England,
Gender: Female

Re: House Insurance

Postby Lynne1 » Fri Jul 03, 2020 1:10 pm

Next door to chop shop
Lynne1
 
Posts: 239
Joined: Sun Oct 25, 2015 9:41 pm
Which part of Spain are you from?: In England,
Gender: Female

Re: House Insurance

Postby andywyatt » Fri Jul 03, 2020 6:13 pm

Just renewed my 3-bed townhouse e107.00 Linea Directa.
User avatar
andywyatt
 
Posts: 665
Joined: Thu Mar 19, 2015 11:50 am
Which part of Spain are you from?: Torrevieja
Gender: Male

Re: House Insurance

Postby Steve4878 » Fri Jul 03, 2020 6:29 pm

I had my 4 bed detached villa with Sabadell. Wanted 380.00 this year. Right Move offered same, like for like at 280.00. Big saving. They also got my car insurance 60.00 cheaper.
Steve4878
 
Posts: 368
Joined: Tue Jul 23, 2019 3:45 pm
Which part of Spain are you from?: Bennimar
Gender: Male

Re: House Insurance

Postby cooper67 » Fri Jul 03, 2020 6:51 pm

i just signed up with sabadell it was 70 euros cheaper
cooper67
 
Posts: 489
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Which part of Spain are you from?: quesada
Gender: Male

Re: House Insurance

Postby Matt B » Fri Jul 03, 2020 6:58 pm

Thank you all for your helpful replies.
Matt B
 
Posts: 112
Joined: Sat Feb 20, 2016 10:02 pm
Which part of Spain are you from?: Ciudad Quesada
Gender: Male







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