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Transferwise/ Banks
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Re: Transferwise/ Banks
by jpeg » Wed Feb 03, 2021 2:12 pm
towerpower wrote:Phil.... cheers ... could your lawyer have taken money from say the TW acc with POA? Hence saving not opening a Spanish bank?
Just another question....
With TW can you open a joint account and have 2 cards?
Sorry it's not clear on their web site....
Many thanks D.
https://transferwise.com/gb/blog/multi-user-access-launch
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Re: Transferwise/ Banks
by Jonnno » Wed Feb 03, 2021 3:48 pm
So many posts on this website, many contradictory. Is there a single source for reliable info? We all seem going round in circles!
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Re: Transferwise/ Banks
by AllanK » Wed Feb 03, 2021 6:00 pm
I do know that TW have a direct debit facility. If I was in Spain I would walk round to the Suma
office in Rojales and give them the new IBAN number for my direct debits. My question is can this be done via email or over the phone in English and if so what are the contact details?
I know it’s a lot to ask but if it is possible Someone on this forum will know.
Thanks. Allan
office in Rojales and give them the new IBAN number for my direct debits. My question is can this be done via email or over the phone in English and if so what are the contact details?
I know it’s a lot to ask but if it is possible Someone on this forum will know.
Thanks. Allan
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Re: Transferwise/ Banks
by Paul Uden » Wed Feb 03, 2021 6:24 pm
Kingy0 wrote:Ron Hill wrote:Sorry to be pedantic but is this €200 withdrawal limit on all cash machines or certain banks. For example I withdraw €100 per week cash for my personal spending etc Not ALL for beer lol So the €200 limit per 30 days wouldn’t work for me?
You can work out the cost here to see if it makes financial sense. While it say £200 it also is €200
First 2 ATM withdrawals up to £200 / month Free ATM withdrawals over £200 / month 1.75% Over 2 ATM withdrawals / month 50p / withdrawal
I think you'll find it's £200 as it says on their site. I take out €210 to be on the safe side, but with the current exchange rate you could safely withdraw €220. Never been charged fees (other than from the bank whose ATM you use, because it's not their card - always less than €2 if your card is issued in Spain, but can be more since Brexit for UK issued cards).
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Re: Transferwise/ Banks
by Paul Uden » Wed Feb 03, 2021 6:31 pm
jpeg wrote:it is not 200 per month it is 200 per withdrawal I sometimes withdraw 10 times per month
That's interesting as it's not what it says on their website. Was your card issued to Spain or UK? Maybe the £200 limit only applies to UK issued cards as it is a sterling limit. I've never tried to withdraw more so as to avoid fees, but maybe I could from what you say. My card is now issued to my Spanish address.
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Re: Transferwise/ Banks
by jpeg » Wed Feb 03, 2021 6:57 pm
What does it say on the website please
This is what is on the page
This is what is on the page
6. Get free ATM withdrawals
You can withdraw the following amounts for free every month, depending on where your card is issued. After that, we charge a 2% fee. You can track your limits in the app.- Cards issued in Australia, New Zealand and Singapore — 350 AUD/NZD/SGD
- Cards issued in the UK (all European cards) — 200 GBP or equivalent in your currency
- Cards issued in the US — 250 USD
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