Join Talk Quesada

Welcome to Talk Quesada! My name's Alex and this is my website all about Ciudad Quesada in Spain. Talk Quesada is free to sign up and use so register below!

Cancel bank account

Re: Cancel bank account

Postby TonTri » Mon Mar 26, 2018 10:24 am

Yes we dont make regular payments either. We rent the apartment out in the summer months and the money from that goes into Sabadell whenever we get paid but it's not a fixed regular amount. All our DD's go out from this account, Water, Electric, Community fees, SUMA, Telfy etc.
User avatar
TonTri
 
Posts: 2631
Joined: Thu Nov 10, 2016 5:31 pm
Which part of Spain are you from?: Quesada
Gender: Female

Re: Cancel bank account

Postby daz » Mon Mar 26, 2018 11:03 am

look at Santander, 8eu a month, free debit card, free withdrawals, free transactions of most kinds, no other fees whatsoever (that ive been charged for yet anyway, or unless you ask for special add ons of course), I keep looking but ive not found a better one so far
daz
 
Posts: 721
Joined: Sun Dec 11, 2016 9:53 pm
Which part of Spain are you from?: Entre Naranjos
Gender: Male

Re: Cancel bank account

Postby garyizme » Mon Mar 26, 2018 11:26 am

Received this from Sabadell, I have never overdrawn. Might have to swap accounts or banks

Regarding your email, we inform you that if you have a Relation account, there´s a maintenance fee of 30 euros, charged every three months. In addition, there's a transaction fee, of 65 cents for most transactions shown on your account. Also, if an overdraft ocurred over the last three months, there´s also an overdraft fee. So the amount you see is a combination of all or some of the fees mentioned before.
garyizme
 
Posts: 396
Joined: Sun Nov 26, 2017 10:30 am
Location: From Perthshire Scotland
Which part of Spain are you from?: Atalaya Park
Gender: Male

Re: Cancel bank account

Postby Jan » Mon Mar 26, 2018 11:54 am

garyizme wrote:Received this from Sabadell, I have never overdrawn. Might have to swap accounts or banks

Regarding your email, we inform you that if you have a Relation account, there´s a maintenance fee of 30 euros, charged every three months. In addition, there's a transaction fee, of 65 cents for most transactions shown on your account. Also, if an overdraft ocurred over the last three months, there´s also an overdraft fee. So the amount you see is a combination of all or some of the fees mentioned before.


Certainly appears that you need to swap your account. There are others to choose from that may suit you better. They will explain all the other accounts if you ask. When we asked about other accounts they gave us all the options and we realised ours was best for us but I would definitely not use an account that charges per transaction!
Like us on Facebook to keep in touch: Facebook.com/TalkQuesada
User avatar
Jan
Site Admin
 
Posts: 11193
Images: 164
Joined: Mon Oct 17, 2011 8:34 pm
Which part of Spain are you from?: Lo Marabu Dona Pepa
Gender: Female

Re: Cancel bank account

Postby Paulr » Mon Mar 26, 2018 1:21 pm

garyizme wrote:Received this from Sabadell, I have never overdrawn. Might have to swap accounts or banks

Regarding your email, we inform you that if you have a Relation account, there´s a maintenance fee of 30 euros, charged every three months. In addition, there's a transaction fee, of 65 cents for most transactions shown on your account. Also, if an overdraft ocurred over the last three months, there´s also an overdraft fee. So the amount you see is a combination of all or some of the fees mentioned before.


Hi Gary,

Ask Sabadell if you can switch to their "Key Account" - this is what we were offered when we opened our non-residents account with them in 2016. Like Jan and the other posters, we used to pay Eu30 per month, but no transaction fees (we've now switched to their fee-free "Expansion Account", but this is for permanent residents who pay in a minimum of Eu700 per month).

Regards,
Paul
User avatar
Paulr
 
Posts: 1122
Joined: Fri Jan 13, 2017 11:52 am
Which part of Spain are you from?: Formentera
Gender: Male

Re: Cancel bank account

Postby garyizme » Mon Mar 26, 2018 1:26 pm

Jan wrote:
garyizme wrote:Received this from Sabadell, I have never overdrawn. Might have to swap accounts or banks

Regarding your email, we inform you that if you have a Relation account, there´s a maintenance fee of 30 euros, charged every three months. In addition, there's a transaction fee, of 65 cents for most transactions shown on your account. Also, if an overdraft ocurred over the last three months, there´s also an overdraft fee. So the amount you see is a combination of all or some of the fees mentioned before.


Certainly appears that you need to swap your account. There are others to choose from that may suit you better. They will explain all the other accounts if you ask. When we asked about other accounts they gave us all the options and we realised ours was best for us but I would definitely not use an account that charges per transaction!



Many thanks, I originally had an account with Llyods who were taken over by Sabadell. I never got a choice of accounts so will go and see them when I'm next over
garyizme
 
Posts: 396
Joined: Sun Nov 26, 2017 10:30 am
Location: From Perthshire Scotland
Which part of Spain are you from?: Atalaya Park
Gender: Male

Re: Cancel bank account

Postby garyizme » Mon Mar 26, 2018 1:27 pm

Paulr wrote:
garyizme wrote:Received this from Sabadell, I have never overdrawn. Might have to swap accounts or banks

Regarding your email, we inform you that if you have a Relation account, there´s a maintenance fee of 30 euros, charged every three months. In addition, there's a transaction fee, of 65 cents for most transactions shown on your account. Also, if an overdraft ocurred over the last three months, there´s also an overdraft fee. So the amount you see is a combination of all or some of the fees mentioned before.


Hi Gary,

Ask Sabadell if you can switch to their "Key Account" - this is what we were offered when we opened our non-residents account with them in 2016. Like Jan and the other posters, we used to pay Eu30 per month, but no transaction fees (we've now switched to their fee-free "Expansion Account", but this is for permanent residents who pay in a minimum of Eu700 per month).

Regards,
Paul


:text-thankyouyellow:
garyizme
 
Posts: 396
Joined: Sun Nov 26, 2017 10:30 am
Location: From Perthshire Scotland
Which part of Spain are you from?: Atalaya Park
Gender: Male

Re: Cancell bank account

Postby Niktam » Mon Mar 26, 2018 7:11 pm

Niktam wrote:
scubydoo wrote:Depending on age Caixa bank are now offering a fee free account for non residents but I think you have to be over 60.



Interesting do you know if all account holders have to be over 60?



Any news on this as I can't see it on their website?
Thanks
Niktam
 
Posts: 224
Joined: Sat Dec 20, 2014 9:33 pm
Which part of Spain are you from?: Benimar
Gender: Male

Re: Cancel bank account

Postby Dark » Mon Mar 26, 2018 9:01 pm

I cancelled mine last year with no problem, I just went in and they did it there and then.
User avatar
Dark
 
Posts: 78
Joined: Sun Sep 17, 2017 10:07 pm
Which part of Spain are you from?: Benimar
Gender: Female

Re: Cancel bank account

Postby mick.maher » Wed Mar 28, 2018 2:36 am

Thanks for all your replies,I will have to visit theses banks on my return, seems I have opened up a debate on this subject.
User avatar
mick.maher
 
Posts: 35
Joined: Fri May 05, 2017 6:55 pm
Which part of Spain are you from?: Leicester England
Gender: Male

Previous






  • Similar Topics
    Replies
    Views
    Last post

Return to Quesada general discussion

 
 

Who is online

Users browsing this forum: andie16, Bing [Bot], Google [Bot], SB25, Terry the gardener, Trevor52, Yandex [Bot] and 41 guests

Login
Username:


Password:


Remember me


Forgot password?

Register now

Find in Quesada
What are you looking for in Quesada?: