Join Talk Quesada

Welcome to Talk Quesada! My name's Alex and this is my website all about Ciudad Quesada in Spain. Talk Quesada is free to sign up and use so register below!

Cancel bank account

Cancel bank account

Postby mick.maher » Sun Mar 25, 2018 9:24 am

I am thinking of changing banks due to high costs as i only use for 3 direct debits,does anyone know if Sabadell charge any penalties for cancelling account.
User avatar
mick.maher
 
Posts: 35
Joined: Fri May 05, 2017 6:55 pm
Which part of Spain are you from?: Leicester England
Gender: Male

Re: Cancell bank account

Postby kathyl » Sun Mar 25, 2018 10:28 am

Best bet I would think was to go in and ask the question to them. Perhaps they could come up with a different sort of account for you, there is more than 1 sort of account available. The costs also depend on if you are resident or not, think all banks will be pretty much the same though. Good luck
User avatar
kathyl
 
Posts: 526
Joined: Wed Feb 17, 2016 7:25 pm
Which part of Spain are you from?: quesada
Gender: Female

Re: Cancell bank account

Postby scubydoo » Sun Mar 25, 2018 10:46 am

Depending on age Caixa bank are now offering a fee free account for non residents but I think you have to be over 60.
scubydoo
 
Posts: 3328
Images: 3
Joined: Sat Mar 01, 2014 4:10 pm
Which part of Spain are you from?: Benimar
Gender: Male

Re: Cancell bank account

Postby sunworshipper » Sun Mar 25, 2018 2:02 pm

We cancelled our Sabadell bank account with no penalties and opened a new one with Bankia. They arranged the transfers of all our direct debits . Make sure all your standing orders and direct debits have been transferred to your new bank before you close the old one.
Happy in the sun.
User avatar
sunworshipper
 
Posts: 1449
Joined: Tue Nov 04, 2014 9:05 pm
Location: Quesada
Which part of Spain are you from?: Quesada
Gender: Female

Re: Cancell bank account

Postby marcliff » Sun Mar 25, 2018 2:07 pm

We closed one with Bankinter and one with Cam (as was). No penalties and each gave a printout of direct debits with reference numbers. Bankia transferred them all across to our account seamlessly.
Only thing we did was make sure our regular payment from UK was going into the new account before closing the old one.
User avatar
marcliff
 
Posts: 9694
Joined: Sat Mar 03, 2012 4:41 pm
Location: Doña Pepa 2
Which part of Spain are you from?: Dona Pepa 2
Gender: Male

Re: Cancell bank account

Postby Niktam » Sun Mar 25, 2018 9:50 pm

scubydoo wrote:Depending on age Caixa bank are now offering a fee free account for non residents but I think you have to be over 60.



Interesting do you know if all account holders have to be over 60?
Niktam
 
Posts: 224
Joined: Sat Dec 20, 2014 9:33 pm
Which part of Spain are you from?: Benimar
Gender: Male

Re: Cancell bank account

Postby garyizme » Mon Mar 26, 2018 9:15 am

For my non resident account Sabadell charge me 30 euros per quarter maintenance plus 65 cents per transaction.(last year 180 euros in total) Is there any bank a lot cheaper or free for someone in their forties?
garyizme
 
Posts: 396
Joined: Sun Nov 26, 2017 10:30 am
Location: From Perthshire Scotland
Which part of Spain are you from?: Atalaya Park
Gender: Male

Re: Cancell bank account

Postby Jan » Mon Mar 26, 2018 9:23 am

garyizme wrote:For my non resident account Sabadell charge me 30 euros per quarter maintenance plus 65 cents per transaction.(last year 180 euros in total) Is there any bank a lot cheaper or free for someone in their forties?


We are non resident with sabadell and pay the maintenance but no transaction fees. That sounds strange. I would check that with them if I were you to find out why.
Like us on Facebook to keep in touch: Facebook.com/TalkQuesada
User avatar
Jan
Site Admin
 
Posts: 11193
Images: 164
Joined: Mon Oct 17, 2011 8:34 pm
Which part of Spain are you from?: Lo Marabu Dona Pepa
Gender: Female

Re: Cancell bank account

Postby TonTri » Mon Mar 26, 2018 9:27 am

Jan wrote:
garyizme wrote:For my non resident account Sabadell charge me 30 euros per quarter maintenance plus 65 cents per transaction.(last year 180 euros in total) Is there any bank a lot cheaper or free for someone in their forties?


We are non resident with sabadell and pay the maintenance but no transaction fees. That sounds strange. I would check that with them if I were you to find out why.


We are the same as you Jan, non-residents with Sabadell and €30 a month fee but no transaction charges. They must have different types of accounts but no-one would choose one with transaction fees so why have them??
User avatar
TonTri
 
Posts: 2631
Joined: Thu Nov 10, 2016 5:31 pm
Which part of Spain are you from?: Quesada
Gender: Female

Re: Cancell bank account

Postby Jan » Mon Mar 26, 2018 9:52 am

TonTri wrote:
Jan wrote:
garyizme wrote:For my non resident account Sabadell charge me 30 euros per quarter maintenance plus 65 cents per transaction.(last year 180 euros in total) Is there any bank a lot cheaper or free for someone in their forties?


We are non resident with sabadell and pay the maintenance but no transaction fees. That sounds strange. I would check that with them if I were you to find out why.


We are the same as you Jan, non-residents with Sabadell and €30 a month fee but no transaction charges. They must have different types of accounts but no-one would choose one with transaction fees so why have them??


Yes I agree. It does seem odd.

Here's a copy all our fees for the year 2017/2018 ( We don't do any regular payments into the bank but I do know that these can cut down on the fees) :
bank.jpg

*The intra-bank transfer was a one-off payment to another Spanish bank account, so not part of normal fees.

I can't imagine any Spanish banks being that much different in fees for Non Residents. In fact some I looked at in the past were more expensive. No bank in Spain does actual 'free' banking like the UK, without opening special accounts with lump sums (like pay and pensions) per month paid in and being Non Resident that wasn't an option that we wanted to do.
Like us on Facebook to keep in touch: Facebook.com/TalkQuesada
User avatar
Jan
Site Admin
 
Posts: 11193
Images: 164
Joined: Mon Oct 17, 2011 8:34 pm
Which part of Spain are you from?: Lo Marabu Dona Pepa
Gender: Female

Next






  • Similar Topics
    Replies
    Views
    Last post

Return to Quesada general discussion

 
 

Who is online

Users browsing this forum: ADmantX [Bot], Bing [Bot], Google [Bot], jaspercabbage, Oldgeordie and 17 guests

Login
Username:


Password:


Remember me


Forgot password?

Register now

Find in Quesada
What are you looking for in Quesada?: