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Home insurance
Home insurance
by D4RN-L » Mon Apr 30, 2018 10:36 am
Good morning Guys
My wife and I take ownership of our Villa at the end of July and I’m in the process of getting everything in place.
For the first 5 or 6 years this will simply be a holiday and ‘working from home’ place until we can retire early and move out lock stock and barrel. We will not rent out at any time and won’t be taking a mortgage on it.
In terms of home insurance, I guess it’s the same as UK with buildings and contents but are there any tips, pitfalls or recommended insurers or websites to visit or avoid?
Thanks all
My wife and I take ownership of our Villa at the end of July and I’m in the process of getting everything in place.
For the first 5 or 6 years this will simply be a holiday and ‘working from home’ place until we can retire early and move out lock stock and barrel. We will not rent out at any time and won’t be taking a mortgage on it.
In terms of home insurance, I guess it’s the same as UK with buildings and contents but are there any tips, pitfalls or recommended insurers or websites to visit or avoid?
Thanks all
Last edited by D4RN-L on Mon Apr 30, 2018 10:47 am, edited 1 time in total.
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D4RN-L - Posts: 152
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Re: Home insurance
by camionpilot » Mon Apr 30, 2018 10:43 am
Shop around for quotes , if you have a mortage the bank will try to insist that you take their policy , don't as they are very expensive for the cover offered ..!!
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camionpilot - Posts: 2037
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- jpeg
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Re: Home insurance
by Babu » Mon Apr 30, 2018 3:30 pm
If you are on Community, ask the President if they have a group insurance discount scheme, quite a few do . . otherwise as above Gran Alacant Brokers are good and I think they use Liberty Seguros as Insurers who are quite a bit cheaper than say, Mapfre.
Bear in mind that Kitchen fittings (worktops/ovens etc.) are counted as Contents in Spain unlike in the UK.
Bear in mind that Kitchen fittings (worktops/ovens etc.) are counted as Contents in Spain unlike in the UK.
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Re: Home insurance
by suzi wong » Mon Apr 30, 2018 3:40 pm
Hi,
Highly recommend Donna at Rightmove insurance Quesada(at the side of chop shop) isurance policies in Spain much more comprehensive than UK ones.
Highly recommend Donna at Rightmove insurance Quesada(at the side of chop shop) isurance policies in Spain much more comprehensive than UK ones.
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suzi wong - Posts: 654
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D4RN-L - Posts: 152
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Re: Home insurance
by Tootandploot » Mon Apr 30, 2018 5:25 pm
Cheap is not always best. I learned this the hard way. Saving a few quid is ok until you make a claim. We now have our insurance with our bank and for a few euros more have an all singing all dancing, no questions asked new for old policy and peace of mind.
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Re: Home insurance
by michelle3934841 » Mon Apr 30, 2018 5:39 pm
Hi we use Ibex in Quesada , to keep your insurance down all windows and doors need grills and window locks ,, if you have a private pool ensure this is also covered .
Best Regards
Best Regards
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Re: Home insurance
by cheflady » Mon Apr 30, 2018 5:46 pm
We have ours through bank same no quibble new for old they also did our bankers draft for purchase of our house free of charge!!
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