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Euro bank account but based in UK - sufficient?
Euro bank account but based in UK - sufficient?
by PGA » Wed Jun 20, 2018 10:47 am
Hi all,
Another newbie question. I already have a Euro based account but its a UK based account rather than in Spain. Deposits are held in Euro, however, and it has the usual IBAN numbers etc.
For the purposes of paying direct debits and the like in Spain, will this be sufficient or will I have to still go through the full process of an additional Spanish account?
Another newbie question. I already have a Euro based account but its a UK based account rather than in Spain. Deposits are held in Euro, however, and it has the usual IBAN numbers etc.
For the purposes of paying direct debits and the like in Spain, will this be sufficient or will I have to still go through the full process of an additional Spanish account?
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Re: Euro bank account but based in UK - sufficient?
by jpeg » Wed Jun 20, 2018 4:42 pm
should have no problem as the law was changed this year to enable you to use any EU banking service
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Re: Euro bank account but based in UK - sufficient?
by PGA » Wed Jun 20, 2018 5:49 pm
Great stuff - useful to know. Be nice if I don't need to have the expense/hassle of running a Sabadell account in addition, especially as its linked to a Sterling account so I can move money between at the bank exchange rate.
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Re: Euro bank account but based in UK - sufficient?
by shemarg » Wed Jun 20, 2018 6:46 pm
One thing i would check PGA is the bank exchange rate - I’ve always found UK banks to have lower rates
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Re: Euro bank account but based in UK - sufficient?
by PGA » Wed Jun 20, 2018 7:47 pm
shemarg wrote:One thing i would check PGA is the bank exchange rate - I’ve always found UK banks to have lower rates
I shall do - thank you. Still finding my way around all this information and how to benefit from the best rates etc. I had assumed that interbank rate between a Sterling and Euro account with the same bank would be better than sending from UK bank to Transferwise and then Transferwise on to Banco Sabadell/Spanish account. Or UK account direct to Spanish account without Transferwise in the middle.
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Re: Euro bank account but based in UK - sufficient?
by Curious » Wed Jun 20, 2018 9:02 pm
That sounds interesting. My local bank in Quesada has closed and the nearest branch is near Torrevieja which I’m not happy about as it’s no longer on my doorstep. I am wanting to change banks and this would be an ideal time. Would you mind Private messaging me the name of your bank as if it works from the UK it would be absolutely brilliant. TIA
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Re: Euro bank account but based in UK - sufficient?
by PGA » Wed Jun 20, 2018 9:57 pm
PM sent Curious.
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Re: Euro bank account but based in UK - sufficient?
by tinak » Thu Jun 21, 2018 6:44 am
Could you also PM me please PGA? TIA
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Re: Euro bank account but based in UK - sufficient?
by Ron Hill » Thu Jun 21, 2018 7:03 am
And pm me too please
-
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Re: Euro bank account but based in UK - sufficient?
by Hillbilly1 » Thu Jun 21, 2018 7:57 am
PGA please PM me too, I am very interested in your UK banking option instead of using Spanish bank.thanks from Hillbilly1
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