Join Talk Quesada
Welcome to Talk Quesada! My name's Alex and this is my website all about Ciudad Quesada in Spain. Talk Quesada is free to sign up and use so register below!
Help Needed (again) - Newbie
Help Needed (again) - Newbie
by Gandy1976 » Thu Mar 28, 2019 2:19 pm
Hi all thanks for all your help recently but I have another query ......
I was going to start transferring £200 per month to cover the costs of my D/D's (I have no idea what the costs will be yet so this may be more ) from my English account into my Caixa account .
Upon doing this Sanatnder (UK ) wanted to charge me £15 and then they mention a charge when it hits my Spanish account too ......it is also a rubbish X/C rate
Am I doing this correct ?? is this what will happen every month ??
Thanks in Advance
I was going to start transferring £200 per month to cover the costs of my D/D's (I have no idea what the costs will be yet so this may be more ) from my English account into my Caixa account .
Upon doing this Sanatnder (UK ) wanted to charge me £15 and then they mention a charge when it hits my Spanish account too ......it is also a rubbish X/C rate
Am I doing this correct ?? is this what will happen every month ??
Thanks in Advance
- Gandy1976
- Posts: 259
- Joined: Tue Mar 13, 2018 10:22 pm
- Location: Dona Pepa
- Which part of Spain are you from?: Dona Pepa
- Gender: Male
Re: Help Needed (again) - Newbie
by PGA » Thu Mar 28, 2019 2:30 pm
You need a transferwise account.
You pay GDP to your T/W account (transfer for no cost) and then you pay your T/W monies across in Euro. The exchange rate using T/W is about as good as you will get.
The only ball ache is the fact you cannot as yet set up a standing order with T/W. Obviously you can arrange a DD/So from your UK account to your T/W account, but for the onward transmission to Caixa you will need to do that manually each month. Not too much of an issue mind.
Here's a video they have explaining it but its quite straight forward.
https://transferwise.com/help/article/1779442/basic-information/how-does-it-work-a-video-guide
You pay GDP to your T/W account (transfer for no cost) and then you pay your T/W monies across in Euro. The exchange rate using T/W is about as good as you will get.
The only ball ache is the fact you cannot as yet set up a standing order with T/W. Obviously you can arrange a DD/So from your UK account to your T/W account, but for the onward transmission to Caixa you will need to do that manually each month. Not too much of an issue mind.
Here's a video they have explaining it but its quite straight forward.
https://transferwise.com/help/article/1779442/basic-information/how-does-it-work-a-video-guide
Last edited by PGA on Thu Mar 28, 2019 2:37 pm, edited 1 time in total.
- PGA
- Posts: 1384
- Joined: Mon Mar 19, 2018 8:36 am
- Gender: Male
Re: Help Needed (again) - Newbie
by Jan » Thu Mar 28, 2019 2:35 pm
Gandy1976 wrote:Hi all thanks for all your help recently but I have another query ......
I was going to start transferring £200 per month to cover the costs of my D/D's (I have no idea what the costs will be yet so this may be more ) from my English account into my Caixa account .
Upon doing this Sanatnder (UK ) wanted to charge me £15 and then they mention a charge when it hits my Spanish account too ......it is also a rubbish X/C rate
Am I doing this correct ?? is this what will happen every month ??
Thanks in Advance
We worked out that it's best to put in a lump sum a couple of times a year to cover expenses as it still costs around £1O however much you transfer (we use Halifax UK to Sabadell Spain but Sabadell don't charge to receive)
If you still want to do a monthly transfer there may be better ways that I'm sure others will recommend if they haven't already while I've been posting this lol
Like us on Facebook to keep in touch: Facebook.com/TalkQuesada
-
Jan - Site Admin
- Posts: 11193
- Images: 164
- Joined: Mon Oct 17, 2011 8:34 pm
- Which part of Spain are you from?: Lo Marabu Dona Pepa
- Gender: Female
Re: Help Needed (again) - Newbie
by Benjy » Thu Mar 28, 2019 3:09 pm
PGA is correct in everything he says. TransferWise is the best way to go. As for d/d. There is a button that says repeat this transfer. It is very simple and always best rates. Sometimes transferred in seconds but always very quick.
Last edited by Benjy on Thu Mar 28, 2019 6:08 pm, edited 1 time in total.
- Benjy
- Posts: 1227
- Images: 0
- Joined: Sun May 14, 2017 10:36 pm
- Which part of Spain are you from?: Murcia
- Gender: Female
- moonraker
- Posts: 185
- Joined: Wed Jun 18, 2014 1:06 pm
- Which part of Spain are you from?: daya
- Gender: Male
Re: Help Needed (again) - Newbie
by avoncliffe » Thu Mar 28, 2019 6:18 pm
HI Gandy1976
You could also take a look at XE Money Transfer at xe.com, who I use
The best bit is commission
Geoff
You could also take a look at XE Money Transfer at xe.com, who I use
The best bit is commission
Geoff
- avoncliffe
- Posts: 204
- Joined: Sat May 07, 2016 5:22 am
- Which part of Spain are you from?: Quesada
- Gender: Male
Re: Help Needed (again) - Newbie
by mondo » Thu Mar 28, 2019 6:27 pm
I use currencies Direct..
We pay money into Currencies Direct each month from my UK bank account (no cost)... then I have a DD from Currencies Direct to Bankia each month (no cost).. if I want to add to the monthly amount, or reduce it, even for a one-off, it is easy to do too..
But there are lots of companies doing similar transactions and I am not particularly recommending this company .. but CD works for me and I have never had a problem with them...
Shop around for one that suits you..
..
We pay money into Currencies Direct each month from my UK bank account (no cost)... then I have a DD from Currencies Direct to Bankia each month (no cost).. if I want to add to the monthly amount, or reduce it, even for a one-off, it is easy to do too..
But there are lots of companies doing similar transactions and I am not particularly recommending this company .. but CD works for me and I have never had a problem with them...
Shop around for one that suits you..
..
- mondo
- Posts: 2785
- Joined: Thu Jul 03, 2014 9:05 am
- Which part of Spain are you from?: Benimar
- Gender: Male
Re: Help Needed (again) - Newbie
by daz » Thu Mar 28, 2019 9:10 pm
Transferwise.com, simple to follow instructions and costs very little ? couple of quid? You won’t go far wrong with that one.
- daz
- Posts: 718
- Joined: Sun Dec 11, 2016 9:53 pm
- Which part of Spain are you from?: Entre Naranjos
- Gender: Male
Re: Help Needed (again) - Newbie
by LHMurcia34 » Fri Mar 29, 2019 12:53 am
Definitely Transfer Wise 100%
- LHMurcia34
- Posts: 86
- Joined: Sun Jul 24, 2016 5:58 pm
- Which part of Spain are you from?: Doña Pepa
Re: Help Needed (again) - Newbie
by Ireneinveraray » Fri Mar 29, 2019 6:04 am
Yep, TransferWise. Set up an account and transfer manually each month. Simple to do, good exchange rates with very little commission.
-
Ireneinveraray - Posts: 635
- Joined: Mon Mar 12, 2018 2:11 am
- Which part of Spain are you from?: Quesada
- Gender: Female
Page 1 of 2 • 1, 2
13 posts
• Page 1 of 2 • 1, 2
Related topics
-
- Similar Topics
- Replies
- Views
- Last post
-
-
Help needed
by dr.doolittle » Tue Oct 10, 2023 12:04 pm in Quesada general discussion - 4
- 318
-
by dr.doolittle
Tue Oct 10, 2023 5:14 pm
-
Help needed
-
-
Help needed
by Gloverglover15 » Tue Jun 13, 2023 6:25 am in Quesada general discussion - 2
- 584
-
by Gloverglover15
Tue Jun 20, 2023 7:16 am
-
Help needed
-
-
Help needed
by Col1953 » Tue May 02, 2023 3:45 pm in Quesada general discussion - 2
- 426
-
by Col1953
Thu May 04, 2023 10:28 am
-
Help needed
-
-
Advice needed please.
1, 2, 3 by dr.doolittle » Wed Aug 16, 2023 5:18 am in Quesada general discussion - 21
- 973
-
by jpeg
Thu Aug 17, 2023 3:58 pm
-
Advice needed please.
-
-
Electrician needed
by willemite » Tue Dec 19, 2023 4:19 am in Quesada general discussion - 2
- 170
-
by willemite
Tue Dec 19, 2023 12:40 pm
-
Electrician needed
Return to Banking and finances
Who is online
Users browsing this forum: No registered users and 2 guests
Login
Find in Quesada
Quesada pages
Quesada discussion
- Quesada general discussion
- Banking and finances
- Broadband, Wifi, Phone and TV
- Buses and public transport in and around Quesada
- Driving to Spain / Car hire in Spain / Buying and owning a car in Spain
- Fiestas in Quesada
- Flights, baggage and airports
- Health services in Quesada
- Insurances and wills in Spain
- Items for sale and wanted in and around Quesada
- Interesting articles about Spain
- Jobs and careers in Quesada
- Lost and found in Quesada
- Market days
- Places to go for free Wi-Fi
- Recommended restaurants / cafes / bars
- Recommended Tradesmen and Companies
- Residency in Spain: padron, residencia and passport advice
- Safety / security information and property in Spain hints and tips
- Taxes in Spain: Suma, NIE and general tax advice
- Taxis in Quesada
- Things to do and places to go in and around Quesada
- Utilities in Spain: Electric, gas and water recommendations and advice
- Weather in Quesada
- Where to buy things in and around Quesada
- Where to hire things in and around Quesada
Properties discussion
Businesses and places in Quesada
- Bars and pubs in Quesada
- Beaches near Quesada
- Beauticians / Beauty salons in Quesada
- Bedding and soft furnishings shops in Quesada
- Butchers in Quesada
- Car dealers in Quesada: new and used car dealers
- Car garages, mechanics, tyre fitter centres in Quesada
- Car hire in Quesada
- DIY / Bricolage / Ferreteria stores in Quesada
- Equipment hire centers in Quesada
- Estate agents in Quesada
- Furniture shops in Quesada
- Garden centres and garden furniture shops in Quesada
- Golf Courses in Quesada
- Grills / gates / metal items shops in Quesada
- Hairdressers in Quesada
- Hotels, guest houses and bed and breakfasts in Quesada and nearby
- Internet service providers that cover Quesada
- Launderettes / dry cleaners in Quesada
- Markets in Quesada
- Medical / Health centers in Quesada
- Pet shops in Quesada
- Pharmacies / Chemist shops in Quesada
- Restaurants in Quesada
- Shopping centres in Quesada
- Sports centres and gyms in Quesada
- Supermarkets in Quesada
- Swimming pool services in Quesada
- Town Halls (Ayuntamientos) in Quesada
- Waterparks/Aquaparks in Quesada
- TalkQuesada » Board index
- The team • Delete all board cookies • All times are UTC [ DST ]
- Our other websites:
- Costa Blanca forum
- Costa Calida forum
- Costa del Sol forum
- Costa de Almeria forum
- Costa de la Luz forum
- Costa Dorada forum
- Costa Brava forum
- UK forum
- Jobs in the UK
- Our policies:
- Privacy policy
- User agreement
- Content policy
- Website created and operated by JSM Forum Websites