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Best bank
Best bank
by Tonysmoggie » Mon Jan 27, 2020 12:33 pm
We've got a sabatell account set up when we boughtour place,house ins too as a discount applied, if we shopped with them, but 30€ a quarter,don't no what for,is there any other banks out there that does not charge or is this the norm,when we move over in few yrs, I'll have more time to look
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Re: Best bank
by marcliff » Mon Jan 27, 2020 1:07 pm
As a non-resident you'll be lucky to get away with charges at any bank unless you put a substantial amount in each month (this varies from bank to bank and by age).
The current account normally used by non-residents which just covers standing orders and a little pin money will not count for free banking but, as some charge quite a bit more than others, it will be wise to shop around.
The current account normally used by non-residents which just covers standing orders and a little pin money will not count for free banking but, as some charge quite a bit more than others, it will be wise to shop around.
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marcliff - Posts: 9694
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Re: Best bank
by PGA » Mon Jan 27, 2020 1:28 pm
I have a Santander Zero account as non-resident and there are no charges (at present). The requirements are:-
€600 minimum deposit PCM
At least 2 direct debits on the account
At least €100 needs to be deposited from the current account to Santander shares PCM - this is automatically applied and the shares can be redeemed into your current account whenever you like, even monthly if you could be bothered.
As a day to day account, its fine and you say you have already bought in Spain so my caution is not for the OP. However, the BIG caution I would advise for anyone looking to buy in Spain is that Santander are one of the most expensive in terms of commission for a bankers draft. Given this somewhat archaic method is still used in Spain for the purchase of a property, the difference between the 0.7% Santander charger and the 04 - 05% many other banks do is not inconsiderable when you are needing a draft for hundreds of thousands of Euro.
€600 minimum deposit PCM
At least 2 direct debits on the account
At least €100 needs to be deposited from the current account to Santander shares PCM - this is automatically applied and the shares can be redeemed into your current account whenever you like, even monthly if you could be bothered.
As a day to day account, its fine and you say you have already bought in Spain so my caution is not for the OP. However, the BIG caution I would advise for anyone looking to buy in Spain is that Santander are one of the most expensive in terms of commission for a bankers draft. Given this somewhat archaic method is still used in Spain for the purchase of a property, the difference between the 0.7% Santander charger and the 04 - 05% many other banks do is not inconsiderable when you are needing a draft for hundreds of thousands of Euro.
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- Tonysmoggie
- Posts: 109
- Joined: Sun Sep 15, 2019 2:10 pm
- Which part of Spain are you from?: Doña pepe
- Gender: Male
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