kjellv wrote:hi
Can anyboddy line out what I have yearly to pay in various taxes for my property in Rojales and how this figures are calculated.
Kjell
Hi Kjell,
I'm assuming you are non-resident:
As for what is payable there is the Suma - Council Tax which is payable once a year. It must be paid by every home owner whether they are resident or non-resident. It is a local tax and goes by the name of IBI (Impuesto Sobre Bienes Inmuebles). It is payable via the SUMA office in Rojales. This is the tax that goes towards paying for local services such as the maintenance of facilities, parks and leisure areas and all kinds of infrastructure provided by the Town Hall. It is collected annually and the period during which it is collected depends on where your house is located. How much you pay is based upon the rateable value of your property or valor catastral. Rubbish collection is charged for separately either as part of your water bill or as a separate service charge issued by the Town Hall or SUMA.
To give you an idea, the last payment we made for Suma was 243.92 € (for a 3 bed house) 2014
Government taxes (Income tax)
Income tax is an additional government tax that is payable by non-residents if you do not rent out your property. The idea is that even though you don’t rent it out you could if you wished. In a way you are paying a tax for the privilege of keeping a second home for your own use.
To give you an idea of the tax payment, the last income tax payment we paid was 78.40 € each as Non-Residents
Total Amount 156.80 € for two persons for the year.
The system here is different from what happens in most other countries. The Spanish Tax Authority (Agencia Tributaria) will not necessarily remind you that a tax hasn’t been paid. Instead you are expected to make your own enquiries and arrangements. This doesn’t mean that they have forgotten that you haven’t paid the tax.
There is an annual tax declaration in Spain (deadline December 31st) that non-residents must make. This is the means by which any income of interest to Spain, such as rental income, is declared and your imputed income tax is calculated.
Many people choose to use a fiscal representative to ensure that their property taxes are paid and to follow up any problems on their behalf. You can pay a relatively small yearly fee to a Fiscal representative to take all the worry about any taxes payable, which is what we do. They will calculate it and pay it by direct debit from your bank account. Once you have employed a Fiscal rep. they should sort everything out for you and you will just get notifications that the taxes are paid. They should tell you the months of the year that payments are made, to give you time to keep the bank account topped up in readiness.
We pay around 144 euro each year to have a Fiscal Representative calculate and pay all our taxes.
Also, as you know, there will be additional outgoings such as:
Water charges (every three months)
Electricity (bi-monthly)
Community charges (if applicable)
Rubbish collection (depending on area)
There is more information on this link from the website of the Fiscal Rep (Abaco) we use:
http://www.abacoadvisers.com/spain_expl ... axes-spainHope this helps.
Jan.