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Home insurance company recommendations
Posted:
Wed Nov 06, 2019 7:01 pmby garyizme
We have been with Linea Directa for 10 years and the renewal is due soon
Can I ask for peoples experience from the flooding claims what insurance company would they recommend or avoid.
Others we are looking at are Mapfre and Sabadell
Thanks in advance
Re: Home insurance company recommendations
Posted:
Thu Nov 07, 2019 9:38 amby Andrea Murphy
I had problems at Easter with Linea Direct and the floods for the car but Liberty Seguros helped me so I changed to them and they were a lot cheaper would recommend them. Mapfre I use for the house and have been very pleased with them but they are more expensive. I also use Mapfre for holiday insurance and they are inexpensive for that and I have had to claim this year and no problem with them. Good luck,
Re: Home insurance company recommendations
Posted:
Thu Nov 07, 2019 9:56 amby garyizme
Andrea Murphy wrote:I had problems at Easter with Linea Direct and the floods for the car but Liberty Seguros helped me so I changed to them and they were a lot cheaper would recommend them. Mapfre I use for the house and have been very pleased with them but they are more expensive. I also use Mapfre for holiday insurance and they are inexpensive for that and I have had to claim this year and no problem with them. Good luck,
Thanks
Re: Home insurance company recommendations
Posted:
Thu Nov 07, 2019 12:22 pmby willemite
Hi. Like most insurance companies they try every avenue not to pay out. Terrible time re house insurance with Liberty, (instance main pipes from house to septic tank collapsed underground due to storms of 2016 - floods again. They blamed it on ‘lack of maintenance’ !!! They expect everyone to dip up their drive annually and check pipework !!! they wouldn’t budge - cost us 3000e to repair.
But liberty ok for car insurance.
mafrey cane FOC with our recent car but did use them a few years ago and only drawback then was ‘not covered if car breaksdown abroad’ we were driving home. Luckily it was new so covered anywhere with warranty.
We are now with Generali (Spanish Insurance) Arches - again you have to read the small print - we lost 7,000e due to being robbed of our bags outside. Even if our belongings were photos and listed on contracts still no joy - you have to be attacked indoors to claim. Items in safe were not insured either - thought that’s a joke.
So my point of view is pointless getting expensive insurance, cover what you feel comfortable with.
Do look carefully re bank insurance as it can be very expensive and hard to get out of - so I’m told.
We will be looking at others in the new year.
Good luck
Re: Home insurance company recommendations
Posted:
Thu Nov 07, 2019 1:52 pmby garyizme
willemite wrote:Hi. Like most insurance companies they try every avenue not to pay out. Terrible time re house insurance with Liberty, (instance main pipes from house to septic tank collapsed underground due to storms of 2016 - floods again. They blamed it on ‘lack of maintenance’ !!! They expect everyone to dip up their drive annually and check pipework !!! they wouldn’t budge - cost us 3000e to repair.
But liberty ok for car insurance.
mafrey cane FOC with our recent car but did use them a few years ago and only drawback then was ‘not covered if car breaksdown abroad’ we were driving home. Luckily it was new so covered anywhere with warranty.
We are now with Generali (Spanish Insurance) Arches - again you have to read the small print - we lost 7,000e due to being robbed of our bags outside. Even if our belongings were photos and listed on contracts still no joy - you have to be attacked indoors to claim. Items in safe were not insured either - thought that’s a joke.
So my point of view is pointless getting expensive insurance, cover what you feel comfortable with.
Do look carefully re bank insurance as it can be very expensive and hard to get out of - so I’m told.
We will be looking at others in the new year.
Good luck
Re: Home insurance company recommendations
Posted:
Thu Nov 07, 2019 5:05 pmby cheflady
Don't touch Caxia bank if you value your sanity! We've had absolutely no help from them at all with the recent floods they didn't pass our details to the consortium and when we rang to find out what was happening they put the phone down on me!!
Re: Home insurance company recommendations
Posted:
Thu Nov 07, 2019 6:35 pmby garyizme
cheflady wrote:Don't touch Caxia bank if you value your sanity! We've had absolutely no help from them at all with the recent floods they didn't pass our details to the consortium and when we rang to find out what was happening they put the phone down on me!!
Perfect, will give them a miss, thanks
Re: Home insurance company recommendations
Posted:
Thu Nov 07, 2019 11:34 pmby DTR
I use my lawyers in Benijofar, sgm Abogados. Esther takes care of my home insurance, car and scooter too. It's just easy and the prices are especially good if you combine.
Re: Home insurance company recommendations
Posted:
Fri Nov 08, 2019 9:13 amby garyizme
DTR wrote:I use my lawyers in Benijofar, sgm Abogados. Esther takes care of my home insurance, car and scooter too. It's just easy and the prices are especially good if you combine.
Re: Home insurance company recommendations
Posted:
Thu Nov 14, 2019 10:19 amby clivespana
We don’t really want to know how easy it is to pay them, we want to know what the response is like when you have a claim. Some of the flood victims have differing views on their companies.