Talk Quesada forum

As far as I'm aware,there is a 50's Spanish law that prevents non Europeans buying a property along the orihuela Costa,if the gov decides it,they can enforce this old statute.

valenciasman wrote:The health care arrangements are nothing to do with the EU, it is between UK and Spain, unlikely to change. EHIC is different.

That is music to my ears and I really hope this is the case as we already bought a house last years (rate 1.40 which seems like a good decision!) and plan to move out next year permanently (which is now under threat due to Brexit complications).

However, given the above it's now do-able. Can anyone else confirm, not that I disbelieve Valenciasman, but everyone else I have spoken to reckons the reciprocal agreement is under threat.

I am given to understand that the reciprocal healthcare arrangement was abolished in 2014 except for those who are aged over 65. The information in available on the net.

Toot made a good point. We are over 65 and with the Form S1 we are covered now by the Spanish healthcare system. If you are not in receipt of a UK aged pension then, I believe, you now need medical insurance

I think this link below confirms the post above and this information seems relatively up to date and in theory, with the Brexit situation, shouldn't change for at least 2 years:

https://www.gov.uk/guidance/healthcare-in-spain

I don't know where the agreement between UK and Spain for reciprocal healthcare came from but it is actually a EU directive on cross border health treatment. I can't find any UK - Spain agreement except the EU Directive 2011/24/EU.
I know the dual tax agreement is between UK and Spain but I can find nothing similar for health.
Claiming the costs back from the host country is also laid down in that EU Directive. There are other agreements with some non-EU countries (like S American countries) which are easy to find but not one for any other EU country apart from the EU ruling.
Not that I'm claiming anything will change as nobody really knows. I do know we will be OK for up to 2 years (at least) after we get someone who actually says we are going to leave the EU.
What happens after that is anyone's guess though I would suggest becoming fully established as a resident and signing on the padron now would be the sensible thing to do. And don't forget, you can be a non-fiscal resident in Spain if you spend more than 3 months of the year but less than 6 months in Spain. At least your status would be formalised.
The UK government stopped the system where you got a couple of years healthcare based on your NI payments in UK back in 2014. This fits in with the Spanish system whereby if you haven't paid social security in Spain you don't get treatment unless you are registered disabled, under 18 or over retirement age.

Personally wouldn't move to torrevieja . There are plenty of nicer places. With good value for money.

Move yes, Torrevieja no! That said it also depends on your budget. Torrevieja is cheap and generally for a reason! Sorry to anyone living in Torrevieja. I did 8 years and was so glad to get out.

DTR wrote:Move yes, Torrevieja no! That said it also depends on your budget. Torrevieja is cheap and generally for a reason! Sorry to anyone living in Torrevieja. I did 8 years and was so glad to get out.

Not my cup of tea either. Has high crime rate (theft moreso then violent crime). Front and couple of street back ok, other than that is shabby, difficult to park & noisy. Quite grotty in parts.

La Mata is on the nicer side of Torre, though personally i'd go to Guardamar (15 mins from Torre) classier, cleaner, has more of a Spanish feel, though still popular with expats. Has the best / longest beaches locally and still options for English breakfast, chinese and Indian food (as well of course plenty of tapas and traditional restaurants).

Property cost is a little more than Torre, but (in my opinion only) - good value for a quite a nice area. Good parks, plenty of walks, protected areas such as the dunes, clean long beaches, marina etc. Also better rental / selling opportunities as not as overbuilt as Torre - smaller, about 15,000 population against 91,000 of Torre (though suspect much higher as many expats do not register).

My husband and I are in the middle of buying a house in Queseda we have fixed a rate with a broker but we did loose some money before we did that was a worry but to be honest it is what it is looking forward to completion and holidays.