Talk Quesada forum

TonTri wrote:To be honest Jan, I dont know. Our solicitor set us up with Sabadell and that is the account they gave us. We never researched the different banks at the time. It seems to be very well set up for non-residents and online banking though and as I said, we have had excellent service so far.

Jan wrote:

daz wrote:

Jan wrote:
No Sabadell don't!
Normal account charges for a normal current account is 15 euros every 3 months and 34euros per year for the cards (inclusive fee for two cards for us!). Those are a flat fees inclusive for two of us on a joint account, with no other charges for any account dealings. Much better than some banks I have found. Also for anyone with a certain amount like a pension going into the account per month , there are NO charges.I just looked at my last full year fee statement for this.

Jan

I note the monthly charges you mentioned for Sabadell, but unless I was misquoted in branch the other day, they are dearer than that, or are about to increase, not sure which.

they told me 30 euros a quarter, so obviously 120 a year, + 38 approx. every two years for non res tax. so minimum 139 approx annually plus other charges for what we would otherwise take for granted in the UK.
if you find that miracle of a bank with a fee free account, you will hit the jackpot, and I'm sure we would all like to know about 'that' one.

My last full year statement of fees that I had to hand was 2015. I am waiting for 2016 but have had no notification of raised charges, although they may have gone up a bit. The fees you quoted for Sabadell would not have "any other charges for what we would otherwise take for granted in the UK" as we have only had the maintenance charge per quarter plus card charge each year and of course non res certificate every 2 years.

However, your latest fee quote from Sabadell is a good starting point for others who want to compare the charges...not by word of mouth but by going into each bank personally like you have.

Someone mentioned they were charged for normal transactions with Caixa. Well that needs to be confirmed too as Sabadell certainly don't charge for any day to day normal transactions. That should be included in the quarterly maintenance charge otherwise what is a maintenance charge for?

Anyway, it's nice to get opinions of banks but for actual up to date charges and fees it pays to talk to the banks themselves.

Jan