Talk Quesada forum

jpeg wrote:
Only if your account balance falls below 0
https://www.bancsabadell.com/cs/Satelli ... 505022/en/

Additional advantages

If you are between 18 and 29 years old, the maintenance fee will be 0 euros, if the account has a positive balance. NIR yield 0%, APR 0%.
If you directly deposit your pension ¹, the maintenance fee will be 0 euros, if the account has a positive balance. NIR yield 0%, APR 0%.

Application to change direct payment of salaryIf the account has a balance of less than €0 during the settlement period, the following maintenance and administration fees will apply:
• Maintenance Commission for the Expansión Account: €30 a quarter Yield: NIR 0%, APR: -4,714%, calculated for a case in which an average balance of €2,500 is continuously maintained for 1 year. The account is settled on a quarterly basis.
• Account administration fee: €0.80 per entry.

Steve This state there is a maintenance and admin fee of 30Euro per quarter and admin fee of 0.80 euro per entry[/quote]

Sabadell are just crooks! Their website clearly states AND their branch staff tell you verbally that their ‘Expansion account’ is FREE if you deposit your UK state pension over €700 monthly.

We have both been charged €15 per quarter each on our expansion accounts despite our pensions being paid directly from DWP and we have complained to Sabadell several times.Their response is just the usual couldn’t give a toss attitude we have unfortunately come to expect from so called service industries in Spain!

Sabadell reply: Your account has been settled quarterly, applying the conditions in force for it.

That’s it, no explanation, no apology for lying to us, no interest in resolving a customer complaint asking the perfectly reasonable question, why we are being charged for a supposedly FREE account?

We also got hit for the €18 minimum for transferring €250 from Moneycorp to sabadell in a separate transaction. I’ll be checking out TransferWise this weekend.

use this link and first transfer totally free

https://wise.com/invite/u/frederickp1

Have to go back to the uk for a couple of months, does anyone know if i will be able to use my caixa bank card at the atms over there, Also what the charges are likely to be, Many thanks in advanco of any replies

Definitely TransferWise,/Wise everytime very good exchange rate & cheap commission. Wouldn't use anyone else!

I am also with Sabadell. I was in Spain 2 weeks ago . They had changed my bank to Another village.I went in to do payments and could not speak to anyone in English. So I could not do what I wanted. Do you know if there is an email address I can send to and get a reply in English.I also done 2 transfers and was charged 18 euros each. And I transferred it in euros.I also got charged 30 euros for having a card.

Katedaya wrote:I am also with Sabadell. I was in Spain 2 weeks ago . They had changed my bank to Another village.I went in to do payments and could not speak to anyone in English. So I could not do what I wanted. Do you know if there is an email address I can send to and get a reply in English.I also done 2 transfers and was charged 18 euros each. And I transferred it in euros.I also got charged 30 euros for having a card.

Katedaya open a wise account,change all your d/debits,close Sabadell & you’ll probably be more than €200 a year better off.