getting a spanish credit card
Posted:
Mon Oct 16, 2023 1:20 pmby WOODY58
Hi all jus a question we already own a home in Quesada and have a Bank account since April 2023 we are considering applying for the Non Lucrative visa therefore would like to know if we can obtain a Spanish Credit Card We have UK credit cards but some charge a 2.99% fee . Thank you
Re: getting a spanish credit card
Posted:
Mon Oct 16, 2023 3:55 pmby Madcatwoman
Hi,
I think that you're better off asking your bank as they may have special deals
Re: getting a spanish credit card
Posted:
Tue Oct 17, 2023 6:34 amby Paul58
Use no fee UK credit cards such as Santander Zero, Halifax clarity..... many more. Don't use them in ATMs though.
https://moneyweek.com/403573/best-debit-and-credit-cards-for-travelling-abroadhttps://www.moneysavingexpert.com/credit-cards/travel-credit-cards/UK Santander accounts allow to to withdraw fee free cash from Santander ATMs in mainland Spain, using your UK debit card. (make sure you press the "don't convert" button during the transaction.
Re: getting a spanish credit card
Posted:
Tue Oct 17, 2023 9:51 amby Paul Uden
My banking app (BBVA) lists 12 different credit cards that I am eligible for, but I've never tried applying for one. It's probably best to check with your own bank and see what they would offer you as a resident.
As Paul58 has said there are fee-free UK credit cards, but then you are dependent on the rate of the day which may not be the best.
Re: getting a spanish credit card
Posted:
Tue Oct 17, 2023 10:12 amby daz
You can have a Spanish credit card just as a non-res, straight forward, I just asked at the bank and they sent me one. But then I cancelled it. Found I didn’t really need it. The bank card was just as good and one less card to lose.