Benjy wrote:Im fed up of Caixa bank charges, does anyone have reviews or opinions (good or bad) about joining N26 bank. N26 banking only please, no comments or recommendations for other banks please, just N26. Thank you.
We opened an account with them late last year when Sabadel increased their charges to €140 per year. So far they've been brilliant. All our direct debits now go through them and we occasionally draw money from ATMs (including Sabadel's).
Their online support is excellent. I accidentally payed my community fees into the wrong account number and they had the funds returned to me within 24 hours, very easy to deal with. We're UK residents with a holiday home in Spain. We fund the account using Transferwise, who offer an excellent rate & speedy service.
One downside with N26 is that you're only allowed 5 fee free cash withdrawals from ATMs per month. You can withdraw as much as the ATM will allow but after your 5 free withdrawals any further withdrawals, in the same month, attract a 1.7% fee.
HTH