Talk Quesada forum

Cheers Benjy will have a look.

Benjy wrote:Thanks paul58. Apart from everything you’ve said. Are there any other charges? Maintenance etc.

None.

https://n26.com/en-es/bank-account

when Brexit takes place,uk citizens cant have a n26 bank account,as they no licence to operate in uk,read there website,

We opened a Spanish and UK N26 last year. I have used the Spanish account regularly and had no issues and great because no maintenance fees. Initially we thought it would be a benefit to have both a UK and Spanish N26 account and link them in some way but there was no real way to do this. So I never really used the UK one. The UK account is now closed as N26 do not have a license to operate in the UK after Brexit as they are based in Germany so this was no great loss to me. They have closed all UK accounts. We have had no communications to say we cannot have the Spanish N26 after Brexit and hopefully this won't be an issue!

so can you still have an account,even though you are a uk citizen, but you have to have a European address,?Spain, Germany etc? do they correspond with you in English or Spanish,thanks for the clarification,

Yes you need a Spanish address for a Spanish account. The terms of the account differ slightly from country to country even within Europe. All communications and app in English and easy to use.

thankyou for info,

GLASSMAN wrote:so can you still have an account,even though you are a uk citizen, but you have to have a European address,?Spain, Germany etc? do they correspond with you in English or Spanish,thanks for the clarification,

They are a German bank but will correspond in English, Spanish, German and more.

With regard to Brexit, it's just the same as a non Spanish resident having a Spanish bank account. I suppose it's possible that at some time in the future, UK residents may be bared from holding any European bank accounts but I can't really see that happening. How would you pay your bills?

The Spanish address can be a mail drop address. We have communal mailboxes which aren't very secure, so we used a local shop which will accept mail. The address is only for your debit card as all other dealings are all online.