Stolen necklace
Posted: Sat Mar 25, 2023 12:09 pm
Following on from the incident when my necklace was stolen
Just to reiterate for those who did not read it, I had just got back from shopping and was about to get out of the car, when this woman hurled herself onto me, as if I was a good friend, hugged me and stole my necklace.
Outcome is, I went to Guardia Civil in Almoradi, which is where you go if you live in Quesada to report a crime.
I had typed out my statement and used Google translate to help the police. You must take an interpreter with you.
They were very thorough, showed me photos of suspects and I picked her out very easily even though she was wearing heavy makeup when I saw her, but none in the photograph. The police told me she had done this several times in the area, and whilst I was there people were waiting to make statement as it had happened to them.
I took the police report to my insurance company, even though the necklace was irreplaceable as was nearly 100 years old. I thought maybe I would get another momento to make me feel better. It came to just a few hundred pounds.
However, the insurance company informed me that because it was ONLY theft and I wasn't punched, knifed, or hurt in anyway, they could not honour the payment!!!!! It just doesn't make sense! They said there was no insurance company that would insure me just for theft outside my home! Please somebody prove them wrong, and if you have had experience similar to this and were paid out, please tell me the name of your insurance company so that I can inform my company that in fact, yes, there are honourable insurance companies out there. I don't want to name and shame them, as they were very good when we had a leak in our utility room last year, but I was astounded that they would not pay out a few hundred for my loss. Thank you if you have any information you think would be useful. Babsie
Just to reiterate for those who did not read it, I had just got back from shopping and was about to get out of the car, when this woman hurled herself onto me, as if I was a good friend, hugged me and stole my necklace.
Outcome is, I went to Guardia Civil in Almoradi, which is where you go if you live in Quesada to report a crime.
I had typed out my statement and used Google translate to help the police. You must take an interpreter with you.
They were very thorough, showed me photos of suspects and I picked her out very easily even though she was wearing heavy makeup when I saw her, but none in the photograph. The police told me she had done this several times in the area, and whilst I was there people were waiting to make statement as it had happened to them.
I took the police report to my insurance company, even though the necklace was irreplaceable as was nearly 100 years old. I thought maybe I would get another momento to make me feel better. It came to just a few hundred pounds.
However, the insurance company informed me that because it was ONLY theft and I wasn't punched, knifed, or hurt in anyway, they could not honour the payment!!!!! It just doesn't make sense! They said there was no insurance company that would insure me just for theft outside my home! Please somebody prove them wrong, and if you have had experience similar to this and were paid out, please tell me the name of your insurance company so that I can inform my company that in fact, yes, there are honourable insurance companies out there. I don't want to name and shame them, as they were very good when we had a leak in our utility room last year, but I was astounded that they would not pay out a few hundred for my loss. Thank you if you have any information you think would be useful. Babsie