Talk Quesada forum

Posted: **Wed Feb 03, 2021 2:07 pm**

https://transferwise.com/help/articles/ ... ect-debits

Posted: **Wed Feb 03, 2021 2:12 pm**

towerpower wrote:Phil.... cheers ... could your lawyer have taken money from say the TW acc with POA? Hence saving not opening a Spanish bank?

Just another question....
With TW can you open a joint account and have 2 cards?
Sorry it's not clear on their web site....
Many thanks D.

https://transferwise.com/gb/blog/multi-user-access-launch

Posted: **Wed Feb 03, 2021 3:48 pm**

So many posts on this website, many contradictory. Is there a single source for reliable info? We all seem going round in circles!

Posted: **Wed Feb 03, 2021 5:43 pm**

My posts are direct from Transferwise

Posted: **Wed Feb 03, 2021 6:00 pm**

I do know that TW have a direct debit facility. If I was in Spain I would walk round to the Suma
office in Rojales and give them the new IBAN number for my direct debits. My question is can this be done via email or over the phone in English and if so what are the contact details?
I know it’s a lot to ask but if it is possible Someone on this forum will know.
Thanks. Allan

Posted: **Wed Feb 03, 2021 6:16 pm**

https://www.suma.es/en/faq-how-can-i-se ... it-payment

Posted: **Wed Feb 03, 2021 6:22 pm**

Thank you jpeg, very helpful.

Posted: **Wed Feb 03, 2021 6:24 pm**

Kingy0 wrote:
Ron Hill wrote:Sorry to be pedantic but is this €200 withdrawal limit on all cash machines or certain banks. For example I withdraw €100 per week cash for my personal spending etc Not ALL for beer lol So the €200 limit per 30 days wouldn’t work for me?

You can work out the cost here to see if it makes financial sense. While it say £200 it also is €200

First 2 ATM withdrawals up to £200 / month Free
ATM withdrawals over £200 / month 1.75%
Over 2 ATM withdrawals / month 50p / withdrawal

I think you'll find it's £200 as it says on their site. I take out €210 to be on the safe side, but with the current exchange rate you could safely withdraw €220. Never been charged fees (other than from the bank whose ATM you use, because it's not their card - always less than €2 if your card is issued in Spain, but can be more since Brexit for UK issued cards).

Posted: **Wed Feb 03, 2021 6:31 pm**

jpeg wrote:it is not 200 per month it is 200 per withdrawal I sometimes withdraw 10 times per month

That's interesting as it's not what it says on their website. Was your card issued to Spain or UK? Maybe the £200 limit only applies to UK issued cards as it is a sterling limit. I've never tried to withdraw more so as to avoid fees, but maybe I could from what you say. My card is now issued to my Spanish address.

Posted: **Wed Feb 03, 2021 6:57 pm**

What does it say on the website please

This is what is on the page

6. Get free ATM withdrawals

You can withdraw the following amounts for free every month, depending on where your card is issued. After that, we charge a 2% fee. You can track your limits in the app.

Cards issued in Australia, New Zealand and Singapore — 350 AUD/NZD/SGD
Cards issued in the UK (all European cards) — 200 GBP or equivalent in your currency
Cards issued in the US — 250 USD

If the ATM asks you for a 6-digit PIN, always use your 4-digit PIN as you normally would.

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6. Get free ATM withdrawals

First 2 ATM withdrawals up to £200 / month	Free
ATM withdrawals over £200 / month	1.75%
Over 2 ATM withdrawals / month	50p / withdrawal